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Delta SkyMiles Reserve Amex Card

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welcome offer

Earn 80,000 points and 20,000 Medallion Qualification Miles (MQMs) after spending $5,000 within the first 3 months. Plus, earn a $200 statement credit after making a Delta purchase within the first 3 months. (terms apply). Expires 07/28/2021. See rates and fees

Bonus Value

Approximately $1200*

Annual Fee

Card Rewards

1 point on all purchases

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Delta SkyMiles Reserve Card is the most luxurious Delta credit card available. The card will do a lot to help you lock in free upgrades on Delta flights. Plus it includes many more great Delta benefits including first checked bag free for you and up to eight companions, priority boarding, Bonus MQMs, and more. It also comes along with a full suite of travel benefits including airport lounge access (when flying Delta), Global Entry and TSA PreCheck, lost luggage insurance, and more!

Card-Smart Tips & Advice
  • Good credit needed
  • In a time span of 90 days, you can only get approved for 2 Amex cards.
  • You can only get approved for up to - and including- 5 Amex credit cards (including personal and business), but this rule isn’t always enforced (please note the total of 5 credit cards excludes some Amex cards that are No Preset Spending Limit* cards like the Amex Platinum, Amex Gold, etc)
  • Amex will usually pull your Experian credit report
  • Credit inquiries for same-day applications will be combined, as long as they are both approved for on the same day. Note, for some existing Amex credit cardholders, Amex will not do a hard credit pull when applying for a new credit card at any time
  • You can check your application status  here  or call 1 800 567 1083
  • If declined you can call 1 800 567 1083 to be reconsidered
  • The Delta Reserve card can be downgraded to the Delta Platinum ($250), or to the Delta Gold ($99), or to the Delta Blue ($0). Please note, it is not recommended to downgrade an Amex card before 12 months of account opening.
See recent approvals from this card
Welcome Offer Eligibility
You can only receive 1 welcome bonus per lifetime on each Amex credit card. If you are not eligible for the welcome bonus you will be notified by Amex before you submit the application. 
Card Details And Benefits
Foreign Transaction Fee

No foreign transaction fee.

Upgraded Status

Get 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 within a calendar year, up to 4 times.

Plus, in 2021 get an additional 3,750 MQMs each time you spend $30,000 in purchases in a calendar year, up to 4 times.

Get an MQD waiver for Platinum, Gold, and Silver Medallion Status after spending $25,000 in a calendar year. You can also receive an MQD waiver for Diamond Status after spending $250,000 within a calendar year. (You will still need to reach the qualifying amount of MQMs or MQS to receive the upgraded status).

Upgrade priority for upgrades within your status class.

Free Baggage

First checked bag free for you and up to 8 companions traveling on the same reservation. To qualify, make sure to include your SkyMiles on your reservation.

Extra Redemption Value

Points are worth a minimum of 1 cent per mile on Delta flights when you book flights with the Pay With Miles program.

Companion Certificate

Earn a free annual companion certificate. The certificate is valid for any domestic round-trip, first-class, Delta Comfort, or main cabin travel booked in fare classes I, Z, L, U, T, X or V. You will need to pay the companions taxes and fees. Max $75.

Global Entry and TSA pre-check

Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years.

Lounge Access

Access to Delta Sky Club (when flying Delta) plus, two one time guest passes each year, plus get access to Centurion Lounges (when flying Delta).

Trip Cancellation Insurance

Max $10,000 per person per trip, max $20,000 per year.

Auto Rental Collision Insurance

Secondary worldwide coverage on rentals up to 30 days. (excluding Australia, Italy, and New Zealand) Max $75,000. You can purchase a premium plan from Amex that will offer primary coverage up to 42 days. Max $100,000.

Lost Luggage Reimbursement

Get up to $500 per person for lost or damaged luggage. Max $10,000 per trip for NY residents.

Trip Delay Reimbursement

If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Up to 2 claims per year.

Return Protection

Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year.

Extended Warranty Protection

Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year.

Cell Phone Protection

Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Delta Reserve credit card. Max 2 claims per year.

Purchase Protection

Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Priority Boarding

Get complimentary priority boarding on Delta flights.

Inflight Savings

Receive a 20% discount on inflight purchases.

Covid-19 Temporary Benefits

  • Receive $20 monthly credit on purchases made at US restaurants, including takeout. Expires 12/21. Eligible for cardholders prior to 01/01/2. You need to enroll for this offer, enroll at Amex offers.
  • Companion Certificates: The expiration date for the companion certificates will be extended to 06/30/2022 for your companion certificate that was due to expire on 03/31/2021 or earned from 04/01/21 to 05/31/21.
  • Sky-Club Passes: Delta is extending the expiration dates for club passes to 06/30/21 for passes earned between 01/01/20-05/31/21

Additional Resources

Targeted Offers

These links may have higher targeted offers. (You can try the links through incognito tabs or different browsers). Please note, these links are not affiliated links and we do not earn commission through applications submitted via these links. Please only use these links if you have been targeted for a higher offer.
*No Preset Spending Limit means the spending limit is flexible. [In fact,] unlike a traditional [credit] card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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