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The Delta SkyMiles Reserve Card is the most luxurious Delta credit card available. The card will do a lot to help you lock in free upgrades on Delta flights. Plus it includes many more great Delta benefits including first checked bag free for you and up to eight companions, priority boarding, Bonus MQMs, and more. It also comes along with a full suite of travel benefits including airport lounge access (when flying Delta), Global Entry and TSA PreCheck, lost luggage insurance, and more!
- Good credit needed
- In a time span of 90 days, you can only get approved for 2 Amex cards.
- You can only get approved for up to - and including- 5 Amex credit cards (including personal and business), but this rule isn’t always enforced (please note the total of 5 credit cards excludes some Amex cards that are No Preset Spending Limit* cards like the Amex Platinum, Amex Gold, etc)
- Amex will usually pull your Experian credit report
- Credit inquiries for same-day applications will be combined, as long as they are both approved for on the same day. Note, for some existing Amex credit cardholders, Amex will not do a hard credit pull when applying for a new credit card at any time
- You can check your application status here or call 1 800 567 1083
- If declined you can call 1 800 567 1083 to be reconsidered
- The Delta Reserve card can be downgraded to the Delta Platinum ($250), or to the Delta Gold ($99), or to the Delta Blue ($0). Please note, it is not recommended to downgrade an Amex card before 12 months of account opening.
No foreign transaction fee.
Get 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 within a calendar year, up to 4 times.
Plus, in 2021 get an additional 3,750 MQMs each time you spend $30,000 in purchases in a calendar year, up to 4 times.
Get an MQD waiver for Platinum, Gold, and Silver Medallion Status after spending $25,000 in a calendar year. You can also receive an MQD waiver for Diamond Status after spending $250,000 within a calendar year. (You will still need to reach the qualifying amount of MQMs or MQS to receive the upgraded status).
Upgrade priority for upgrades within your status class.
First checked bag free for you and up to 8 companions traveling on the same reservation. To qualify, make sure to include your SkyMiles on your reservation.
Points are worth a minimum of 1 cent per mile on Delta flights when you book flights with the Pay With Miles program.
Earn a free annual companion certificate. The certificate is valid for any domestic round-trip, first-class, Delta Comfort, or main cabin travel booked in fare classes I, Z, L, U, T, X or V. You will need to pay the companions taxes and fees. Max $75.
Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years.
Access to Delta Sky Club (when flying Delta) plus, two one time guest passes each year, plus get access to Centurion Lounges (when flying Delta).
Max $10,000 per person per trip, max $20,000 per year.
Secondary worldwide coverage on rentals up to 30 days. (excluding Australia, Italy, and New Zealand) Max $75,000. You can purchase a premium plan from Amex that will offer primary coverage up to 42 days. Max $100,000.
Get up to $500 per person for lost or damaged luggage. Max $10,000 per trip for NY residents.
If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Up to 2 claims per year.
Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year.
Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Delta Reserve credit card. Max 2 claims per year.
Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.
Get complimentary priority boarding on Delta flights.
Receive a 20% discount on inflight purchases.