There is a lot of confusion about which benefits and credits Amex Platinum authorized users get.
We did a lot of research on the subject and we reached out to Amex to clarify as well.
Amex has 4 types of Platinum cards. Let’s discuss each one.
Amex Platinum Business ($695)
You can add authorized users on three levels.
Here are the benefits included for each level.
| Platinum level ($350 per authorized user) |
Gold level ($45) | Green level ($0) | |
| Global Entry or TSA Precheck | Yes | Yes | Yes |
| Hertz President’s Circle status | Yes | Yes | Yes |
| Access to the Fine Hotels + Resorts Program and Hotel Collection |
Yes | Yes | Yes |
| Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges |
Yes | No | No |
| Complimentary Hilton and Marriott Gold status | Yes | No | No |
| $200 Airline incidental fee credit | No | No | No |
| $400 Dell credit | No | No | No |
| $360 indeed credit | No | No | No |
| $150 Adobe credit | No | No | No |
| $120 credit for wireless purchases | No | No | No |
| $189 CLEAR credit | No | No | No |
No matter on which level the authorized user gets added, the authorized user will earn the same rewards on purchases as the primary.
The credits mentioned above, even though the authorized users don’t get their own credits, the primary can share each credit with it’s authorized users. Purchases made on the authorized user cards are eligible for credits, up to the maximum amount allotted to the primary.
The Gold level costs $45 while the Green level is free. But they both have the exact same benefits.
Amex Platinum Personal ($695)
You can add authorized users on two levels.
Here are the benefits included for each level.
| Platinum level ($175 for the first 3 authorized users and then $175 per authorized user) |
Gold level ($0) | |
| Global Entry or TSA Precheck | Yes | Yes |
| Hertz President’s Circle status | Yes | Yes |
| SoulCycle At-Home Bike Credit | Yes | Yes |
| Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges |
Yes | No |
| Complimentary Hilton and Marriott Gold status |
Yes | No |
| $12.95 monthly credit for a Walmart+ Membership |
No | No |
| $200 Airline incidental fee credit | No | No |
| $240 Digital Entertainment credit | No | No |
| $200 Uber credit | No | No |
| $300 Equinox statement credit | No | No |
| $189 CLEAR statement credit | No | No |
| $100 Saks Fifth Avenue credit | No | No |
No matter on which level the authorized user gets added, the authorized user will earn the same rewards on purchases as the primary.
The credits mentioned above, even though the authorized users don’t get their own credits, the primary can share each credit with it’s authorized users. Purchases made on the authorized user cards are eligible for credits, up to the maximum amount allotted to the primary.
Amex Platinum Charles Schwab ($695)
You can add authorized users on two levels.
Here are the benefits included for each level.
| Platinum level ($175 for the first 3 authorized users and then $175 per authorized user) |
Gold level ($0) | |
| Global Entry or TSA Precheck | Yes | Yes |
| Hertz President’s Circle status | Yes | Yes |
| SoulCycle At-Home Bike Credit | Yes | Yes |
| Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges |
Yes | No |
| Complimentary Hilton and Marriott Gold status |
Yes | No |
| $12.95 monthly credit for a Walmart+ Membership |
No | No |
| $200 Airline incidental fee credit | No | No |
| $240 Digital Entertainment credit | No | No |
| $200 Uber credit | No | No |
| $300 Equinox statement credit | No | No |
| $189 CLEAR statement credit | No | No |
| $100 Saks Fifth Avenue credit | No | No |
| $100 Schwab Holdings credit | No | No |
No matter on which level the authorized user gets added, the authorized user will earn the same rewards on purchases as the primary.
The credits mentioned above, even though the authorized users don’t get their own credits, the primary can share each credit with it’s authorized users. Purchases made on the authorized user cards are eligible for credits, up to the maximum amount allotted to the primary.
Amex Platinum Morgan Stanley ($695)
You can add authorized users on two levels.
Here are the benefits included for each level.
| Platinum level (First authorized user is free! $175 for another 3 authorized users and then $175 per authorized user) |
Gold level ($0) | |
| Global Entry or TSA Precheck | Yes | Yes |
| Hertz President’s Circle status | Yes | Yes |
| SoulCycle At-Home Bike Credit | Yes | Yes |
| Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges |
Yes | No |
| Complimentary Hilton and Marriott Gold status |
Yes | No |
| $12.95 monthly credit for a Walmart+ Membership |
No | No |
| $200 Airline incidental fee credit | No | No |
| $240 Digital Entertainment credit | No | No |
| $200 Uber credit | No | No |
| $300 Equinox statement credit | No | No |
| $189 CLEAR statement credit | No | No |
| $100 Saks Fifth Avenue credit | No | No |
No matter on which level the authorized user gets added, the authorized user will earn the same rewards on purchases as the primary.
The credits mentioned above, even though the authorized users don’t get their own credits, the primary can share each credit with it’s authorized users. Purchases made on the authorized user cards are eligible for credits, up to the maximum amount allotted to the primary.
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