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The Virgin Atlantic World Elite Mastercard gives you rewards which are redeemable for flights, cabin upgrades and more.
- Credit: Good credit needed
- Max cards: Bank of America will only approve you for 2 Bank of America personal cards within 2 months, 3 Bank of America personal cards within 12 months, and 4 Bank of America personal cards within 24 months
- You cannot get approved for a personal Bank of America card if you have more than 5 Bank of America personal credit cards open
- BOA 2/6 cards in 12 months rule: Bank of America will not approve you for their credit card if you opened more than 2 cards in the past 12 months, even if it’s from other issuers. Unless you are a BOA bank account holder, then you can get approved even if you opened up to 6 cards in 12 months
- 24 month rule: The Virgin Atlantic World Elite Mastercard may not be available to you if you currently have or have had the Virgin Atlantic World Elite Mastercard in the past 24 month period. Based on these terms, it seems that you "may" not be eligible for a new card until your previous card is closed for a full 24 months
Apply for two cards: If you apply for one Bank Of America card and get approved, it is recommended to apply for a second card since Bank Of America is very good about approving for two cards, even within the same day
- Credit bureau: Bank Of America will usually pull your Experian credit report (If you freeze Experian then Bank Of America will pull your TransUnion credit report)
- Combining same-day credit inquiries: Credit inquiries for all Personal BOA cards for applications within 30 days will be combined
- Check application status: You can check your application status here
- Reconsideration: I don't have a direct line to Bank of America's reconsideration department. If declined, you can call the new accounts fraud department at 1-888-230-6262, and they can connect you to the reconsideration department
- Quickest way to get my card: You can request Bank of America to expedite your physical card by calling Bank of America customer service. Bank of America will in most cases not offer an instant credit card number for your new card.
- Downgrade options: You can downgrade the Virgin Atlantic card ($90) to any of the following cards: Bank Of America Customized Cash Rewards ($0), Bank Of America Travel Rewards ($0), Bank Of America Unlimited Cash Rewards ($0).
– 3 points on Virgin Atlantic purchases
– 1.5 miles on all other purchases
No foreign transaction fee.
Earn 25 complementary tier points every time after spending $2,500. Max 50 points per month.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.
Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per cardholder.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Virgin Atlantic credit card. Max $1,000 or 2 claims per year.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $1,000 per claim.
Get 7,500 bonus points after spending a minimum of $15,000 each cardmember year.
Get 7,500 bonus points after spending a total of $25,000 each cardmember year.
Get 15,000 bonus points after making qualifying purchases every anniversary.
