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The Virgin Atlantic World Elite Mastercard gives you rewards which are redeemable for flights, cabin upgrades and more.
- Good credit needed
- Bank of America will only approve you for 2 Bank of America cards within 2 months, 3 Bank of America cards within 12 months, and 4 Bank of America cards within 24 months
- You cannot get approved for a Bank of America card if you have more than 5 Bank of America credit cards open
- Bank of America will not approve you for their credit card if you opened more than 2 cards in the past 12 months, even if it’s from other issuers. Except if your a BOA bank account holder, then, you can get approved even if you opened up to 6 cards in 12 months
- You can receive the welcome bonus on the Virgin Atlantic World Elite Mastercard even if you received already a welcome bonus in the past
- Bank Of America will usually pull your Experian credit report (if you freeze Experian then Bank Of America pull your TransUnion credit report)
- Credit inquiries for all Personal BOA cards for same-day applications will be combined; also, Credit inquiries for all Business BOA cards for same-day applications will be combined
- You can check your application status here
- If declined you can call 1 800 354 0401 to be reconsidered
No foreign transaction fee.
Earn 25 complementary tier points every time after spending $2,500. Max 50 points per month.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.
Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per cardholder.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Virgin Atlantic credit card. Max $1,000 or 2 claims per year.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $1,000 per claim.
Get 7,500 bonus points after spending a minimum of $15,000 each cardmember year.
Get 7,500 bonus points after spending a total of $25,000 each cardmember year.