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Card Overview
The BOA Cash Rewards card is great for BOA rewards as they offer an additional 25%/75% rewards bonus on every purchase for preferred rewards customers. Worth it to be a customer! Earn 3% on these categories and on more: gas, online shopping, and travel.
Card-Smart Tips & Advice
- Good credit needed
- Bank of America will only approve you for 2 Bank of America cards within 2 months, 3 Bank of America cards within 12 months, and 4 Bank of America cards within 24 months
- You cannot get approved for a Bank of America card if you have more than 5 Bank of America credit cards open
- Bank of America will not approve you for their credit card if you opened more than 2 cards in the past 12 months, even if it’s from other issuers. Except if your a BOA bank account holder, then, you can get approved even if you opened up to 6 cards in 12 months
- Bank Of America will usually pull your Experian credit report (if you freeze Experian then Bank Of America pull your TransUnion credit report)
- You can check your application status here
- If declined you can call 1 800 354 0401 to be reconsidered
Welcome Offer Eligibility
You are eligible to receive the Welcome Bonus even if you received the Welcome Bonus in the past
Card Details And Benefits
- Preferred rewards customers get an additional 25%/75% rewards bonus on every purchase
- Roadside Dispatch
- Trip Cancellation Insurance
- Auto Rental Collision Insurance
- Lost Luggage Reimbursement
- Extended Warranty Protection
- Purchase Protection
