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Card Overview
The BOA Cash Rewards card is great for BOA rewards as they offer an additional 25%/75% rewards bonus on every purchase for preferred rewards customers. Worth it to be a customer! Earn 3% on these categories and on more: gas, online shopping, and travel.
Card-Smart Tips & Advice
- Good credit needed
- Bank of America will only approve you for a maximum of 2 cards within 2 months, 3 cards within 12 months, and 4 cards within 24 months
- You can not have more than 5 Bank Of America credit cards
- Bank Of America will not approve you for a credit card if you have opened more than 2 credit cards (other issuers included) in the past 12 months (and up to 6 credit cards in the past 12 months for Bank Of America Bank Account Holders)
- Bank Of America will usually pull your Experian credit report (if you freeze Experian then Bank Of America pull your TransUnion credit report)
- You can check your application status here
- If declined you can call 1 800 354 0401 to be reconsidered
Welcome Offer Eligibility
You are eligible to receive the Welcome Bonus even if you received the Welcome Bonus in the past
Card Details And Benefits
- Preferred rewards customers get an additional 25%/75% rewards bonus on every purchase
- Roadside Dispatch
- No Foreign Transaction Fee
- Trip Cancellation Insurance
- Auto Rental Collision Insurance
- Lost Luggage Reimbursement
- Extended Warranty Protection
- Purchase Protection
Search Recent Approvals
Filtered by:
Approved
Bank Of America Cash Rewards
Credit limit : $12,000
Score : 750
Annual Income : N/A
Applied from : New Jersey
Bureau : TransUnion
Age Of Credit History: N/A
Limit : $12,000
Score : 750
Bureau : TransUnion
Income : N/A
Credit Age: N/A
State : New Jersey
Approved
Approved
Bank Of America Cash Rewards
Credit limit : $2,000
Score : 739
Annual Income : $230,000
Applied from : New York
Bureau : Experian
Age Of Credit History: Average is approx 8 years, individual is approx 1 year
Limit : $2,000
Score : 739
Bureau : Experian
Income : $230,000
Credit Age: Average is approx 8 years, individual is approx 1 year
State : New York
Approved
Notes: Applied for the BofA cash rewards
Was approved for 2k
Than applied for the travel rewards and was declined cause short credit history and fee other reasonsMy individual credit history is like just a year old
And highest individual limit is a 6 months old discover of 3500
Approved
Bank Of America Cash Rewards
Credit limit : $6,000
Score : 770
Annual Income : N/A
Applied from : New York
Bureau : Experian
Age Of Credit History: N/A
Limit : $6,000
Score : 770
Bureau : Experian
Income : N/A
Credit Age: N/A
State : New York
Approved
Approved
Bank Of America Cash Rewards
Credit limit : $1
Score : 763
Annual Income : N/A
Applied from : New Jersey
Bureau : TransUnion
Age Of Credit History: N/A
Limit : $1
Score : 763
Bureau : TransUnion
Income : N/A
Credit Age: N/A
State : New Jersey
Approved
Notes: I dont know limit but it says approved, have old card with 16k
I Froze Experian so they pulled TU
Approved
Bank Of America Cash Rewards
Credit limit : $6,000
Score : 760
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $6,000
Score : 760
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Approved
Bank Of America Cash Rewards
Credit limit : $1,900
Score : 750
Annual Income : N/A
Applied from : New York
Bureau : TransUnion
Age Of Credit History: N/A
Limit : $1,900
Score : 750
Bureau : TransUnion
Income : N/A
Credit Age: N/A
State : New York
Approved
Notes: Experian was locked. I have a BOA bank account
