Select Page

United Club Infinite Card

Stay updated on new credit card offers

welcome offer

Earn 100,000 points after spending $5,000 within the first 3 months.

Bonus Value

Approximately $1300

Annual Fee

$525

Card Rewards

4 points on United purchases

2 points on travel and restaurants including eligible delivery services

1 point everywhere else

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The United Club Infinite is the ultimate United credit card. Enjoy benefits like free upgrades with United Airlines, priority check-in, and security screening, United Lounge Access, Complimentary Hertz Presidents Circle, and much more (see full details below)! You can use your points to pay the annual fee at a rate of 1.5 cents per point.

Card-Smart Tips & Advice
  • Credit: Excellent credit needed (you will probably need at least one credit card open for more than a year)
  • Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card
  • Credit bureau: Chase Bank will usually pull your Experian credit report
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined. More recent data points suggest that Chase credit inquiries will not be combined even for two Personal or two Business cards for same-day applications
  • Check application status: You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
  • Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).

  • Downgrade options: The Chase United Club card can be downgraded to the Chase United Explorer ($95) or to the Chase United Gateway ($0). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.

Approval Monitor (submitted by HelpMeBuildCredit users)

100% Approved
762 Avg. Score of those approved
0% Denied
Approved 100% (9)
Denied 0% (0)

Credit limit range $15,000-$27,700

Avg. Credit limit$22,244

Approved 100% (9)
Denied 0% (0)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

Welcome Offer Eligibility
This United Club Infinite Card is not available to either current Cardmembers of a United Club credit card, or previous Cardmembers of a United Club credit card who received a welcome bonus for the United Club Infinite credit card within the last 24 months.
Card Details And Benefits
Rewards

- 4 points on United purchases
- 2 points on travel and restaurants including eligible delivery services
- 1 point everywhere else

Foreign Transaction Fee

No foreign transaction fee.

Upgraded Status

Premier upgrades for you and your companions on United flights (only for Mileage Plus Premier members)

New! Get complimentary upgraded to IHG Platinum status

Get boosted to a higher status faster! Earn up to 4,000 bonus Premier Qualifying Points. Earn 500 PQPs for every $12,000 you spend with your card (up to 4,000 PQPs per calendar year).

Free Baggage

First and second checked bags free for you and one companion on United flights. Plus receive a free carry-on bag even with a basic economy ticket. The ticket must be purchased with your United credit card and your MileagePlus number must be added to the reservation.

Credits

New! Get a $75 statement credit for purchases at IHG properties (01/01/22 - 12/31/22)

Extra Redemption Value

Expanded Award Availability on United Flights when booking award flights. You can use you points to pay your card annual fee at a rate of 1.5 cents per point.

Global Entry and TSA pre-check

Statement credit for Global Entry, TSA Precheck, or NEXUS every 4 years.

Lounge Access

Complimentary access to United Club lounges, for you and 2 companions when flying United or its partners.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person, max $20,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more.

Auto Rental Collision Insurance

Worldwide primary coverage on rentals. Coverage is for rentals up to 31 days.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.

Lost Luggage Reimbursement

Get up to $3,000 per person for lost or damaged luggage.

Trip Delay Reimbursement

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

Return Protection

Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $500 per claim, max $1,000 per year.

Extended Warranty Protection

Get your original manufacturer's warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less).

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Luggage delay insurance

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

Priority Boarding

Premier Access for check in, security, boarding, baggage handling

Inflight Savings

Receive 25% back (statement credit) on United for inflight purchases of Wifi, food and drinks.

How can the points be used?

The points can be redeemed for award flights on United airlines and its partners at the approximate value of 1 cent per point. 

United Mileage partners include:

  • Aegean Airlines
  • Air Canada
  • Air China
  • Air India
  • Air New Zealand
  • All Nippon Airways (ANA)
  • Austrian Airlines
  • Avianca
  • Brussels Airlines
  • Copa Airlines
  • Croatia Airlines
  • EgyptAir
  • Ethiopian Airlines
  • EVA Air
  • LOT Polish Airlines
  • Lufthansa
  • Scandinavian Airlines (SAS)
  • Shenzhen Airlines
  • Singapore Airlines
  • South African Airways
  • Swiss Airlines
  • TAP Portugal
  • Thai Airways
  • United Airlines

Additional Resources

People also viewed:

Ink Business Preferred

Chase Sapphire Preferred

United Explorer

Chase Sapphire Reserve

Citi Premier Card

Ink Business Cash

Spark Cash Business

Ink Business Unlimited

Spark Miles Business

Venture Rewards

United Business

Miles & More

Amex Gold Delta

Amex Platinum Delta

Barclays Aviator

Barclay Aviator Business

Amex Hilton Surpass

Hilton Honors Business

AAdvantage Platinum Business

Citi AAdvantage Platinum

Alaska Airlines Visa

Alaska Airline Business

U.S. Bank Business Cash

JetBlue Business

JetBlue Plus

Hawaiian Airlines

Hawaiian Business

Premium Rewards Card

Blue Business Plus

Blue Business Cash

Amex Gold

Citi Prestige

Amex Platinum

Amex Platinum Business

Citi Costco Anywhere

Southwest Premier

Southwest Priority

Amex Everyday

TD Cash

IHG Premier

Marriott Bonvoy Boundless

Gold Delta Business

Platinum Delta Business

Travel Rewards Business

Business Cash Rewards

Southwest Rewards Plus

Capital One Savor

Amex Gold Business

U.S. Bank Business Leverage

United Club Infinite

British Airways

Aer Lingus Visa

Iberia Visa

World of Hyatt

IHG Rewards Traveler

Radisson Rewards

Amex Green

Marriott Bonvoy Brilliant(R)

Amex Everyday Preferred

Delta Reserve

Amex Plum Business

Delta Reserve Business

Marriott Bonvoy Business®

Spark Cash Select Business

Virgin Atlantic

Amtrak Guest Rewards

Sonesta

Air France KLM

Hilton Honors

Wells Fargo Business Platinum

Freedom Flex

Emirates Skywards Rewards

Wyndham Earner Business

Wyndham Earner

Wyndham Earner Plus

Southwest Performance Business

Southwest Business Premier

Amex Platinum Schwab

Free Spirit® Travel

Santander Cash Back

United Quest Card

Frontier

Altitude Connect

Choice Privileges

United Club Business

Morgan Stanley Platinum

U.S. Bank Business Triple Cash

TD Business Solutions

Spark Cash Plus Business

World Of Hyatt Business

Capital One Venture X

Amex Platinum

Amex Gold

Aeroplan Credit Card

GM Business

IHG Premier Business

AtoB

Ink Business Premier

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Download link sent
succesfully

Got it *please check your promotional inbox

Error sending download link

Try Again