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Author - Sam
Updated: January 7, 2025 | Credit Card Review With the card_name you will earn 3 points on every dollar spent on Southwest flights and 1 point on every dollar spent elsewhere, you earn 7,500 points after every cardmember anniversary and a great companion pass after 125,000 points earned in a calendar year (including the welcome bonus). Receive your first and second checked bag free, with a $0 charge for changing or canceling a reward booking. With the Southwest companion pass you can fly an unlimited amount of flights with your designated companion flying along for free!
I do not see any major value to the card_name more than the cheaper Southwest options (card_name, card_name) except the $75 Southwest travel credit each cardmember year and a little bit more anniversary bonus points (3,000/6,000,7,500). If you anyway fly southwest often and it’s easy for you to max out the $75 credit then that is the only reason to consider this card.
- Credit: Good credit needed
- Chase 5/24 rule: There are data points that this card is currently bypassing the 5/24 rule
- Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
- Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card
- Credit bureau: Chase Bank will usually pull your Experian credit report
- Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined.
- Check application status: You can check your application status at Chase.com / Customer Center / Check my app status or call 1 888 338 2586
- Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).
- Downgrade options: The Chase Southwest Rapid Rewards Priority card can be downgraded to the Southwest Rapid Rewards Premier ($99), or to the Southwest Rapid Rewards Plus Card ($69). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.
Get 7,500 bonus points each cardmember anniversary.
Secondary coverage on rentals when renting within your country of residence (coverage is primary when renting outside your country of residence). Coverage is for rentals up to 31 days.
Earn a free companion pass after earning 125,000 Southwest in a calendar year (welcome bonus points are included). Once earned the pass is valid for an unlimited amount of flights for the remainder of the calendar year plus for the full upcoming year. You will need to pay the companion’s taxes and fees.
Plus, earn a 10,000 point boost towards a companion pass each calendar year.
Get a $75 Southwest travel credit each cardmember year.
Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.
No foreign transaction fee.
First and second checked bags are free on Southwest flights (this benefit is available to all Southwest customers no matter if you have their credit card or not).
Receive 25% back (statement credit) for inflight purchases of Wifi, and drinks.
Get up to $3,000 per person for lost or damaged luggage.
If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.
Use your card to pay for an upgraded boarding pass and get reimbursed up to 4 times per year.
Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.
Get 1,500 TQPs for every $5,000 you spend on the card annually. You need a total of 35,000 TQPS per calendar year to reach A-list status. And 75,000 TQPS per calendar year to reach A-list Preferred status
The points can be used at approximately 1 penny per point to book award flights with Southwest airlines.
You can book award flights using your Southwest miles with Southwest airlines and its partners here.
You can use the points to Pay Yourself Back at 1.0 cent per point to pay the annual fee.
