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Author - Sam
Updated: June 20, 2024 | Credit Card Review The card_name card is a luxury business card from Capital One. Benefits are very similar to the benefits of the personal card_name. You get complimentary airport lounge access through the Priority Pass network and a Global Entry or TSA-Precheck credit. The annual fee is $395 but can easily be erased through the $300 Capital One Travel credit and 10,000 miles anniversary bonus. The card also has great reward categories of 10 miles on hotels and car rentals booked through Capital One Travel, 5 miles on flights booked through Capital One Travel, and unlimited 2 miles on all other purchases! See all the benefit details below.
- Recommended credit: Excellent credit is usually needed
- Step by step guide how on to apply without an LLC or C-Corp
- Not reported on personal credit reports: This card_name does not get reported on your personal credit report.
- Credit bureau: Capital One will usually pull your Experian, Transunion, and Equifax credit reports
- If you freeze one credit bureau you can still get approved.
- Only one charge card: Capital One limits you to only one charge card so if you currently have this card open or if you have the card_name then you will not get approved. If you prefer to have this card rather than the card_name, you can close your card_name and you will be eligible for the card a few days later.
- Combining same-day credit inquiries: Credit inquiries for same-day applications will be combined.
- Check application status: You can check your application status by calling 1 800 903 9177 or 1 877 277 5901
- Reconsideration: If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error)
Approval Monitor (submitted by HelpMeBuildCredit users)
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Get 10,000 anniversary bonus miles each anniversary year year.
Primary coverage on rentals for business purposes for collision damage and theft.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Venture X Business credit card. Max 2 claims per year.
Receive a $300 travel credit when booking any travel, including flight, hotel, and car, using the Capital One Travel portal, each card membership year.
Get your original manufacturer’s warranty time doubled (up to a year). (Will only cover if the original warranty is for 5 years or less). Max $10,000 per item.
No foreign transaction fee.
Get up to a $100 statement credit for Global Entry or TSA Pre-Check every 4 years.
Get up to $1,500 for lost or damaged luggage. Max 2 claims per year. You will also get covered for lost items in rideshares, max $750 per trip ($100 deductible per claim). Max 2 claims and $1,500 per year.
Access to 1,300+ airport lounges, with a complimentary membership for you and 2 companions for Priority Pass Select and Plaza Premium lounges.
Complimentary access to Capital One Lounges for you and 2 companions, at airports including but not limited to; Dallas-Fort Worth, Denver International, and Washington Dulles).
If your baggage is delayed for 4+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.
If you buy an item and then within 60 days find the identical item for cheaper at any US retailer, then you will be reimbursed the difference. Up to $500 per item and up to $2,500 per year.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per item, and max $50,000 per account per year.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $1,000,000 per person in compensation.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per trip and $5,000 per year for non-refundable travel expenses including flight tickets, hotels, and more.
The miles can be redeemed as cashback for half a penny per mile.
You can redeem 1 penny per mile on Capital One Travel, to book flights, car rentals, hotels, and more.
You can transfer your miles to any of the following Capital One Travel Partners.
Airline partners:
| Transfer Ratio | Transfer time | |
| Aeromexico, Club Premier | 1:1 | Instant |
| Air Canada, Aeroplan | 1:1 | Instant |
| Air France KLM, Flying Blue | 1:1 | Instant |
| Avianca, Lifemiles | 1:1 | Instant |
| British Airways, Executive Club | 1:1 | Instant |
| Cathay Pacific, Asia Miles | 1:1 | 5 business days |
| Emirates, Skywards | 1:1 | Instant |
| Etihad Guest | 1:1 | 24 hours |
| EVA Infinity, MileageLands | 2:1.5 | 36 hours |
| Finnair Plus | 1:1 | Instant |
| Qantas, Frequent Flyer | 1:1 | 24 hours |
| Singapore Airlines, KrisFlyer | 1:1 | 36 hours |
| TAP Portugal, Miles&Go | 1:1 | Instant |
| Turkish Airlines, Miles&Smiles | 1:1 | Instant |
Hotel partners:
| Transfer Ratio | Transfer time | |
| ALL Accor | 2:1 | 1 business day |
| Choice Privileges | 1:1 | Transfers will not be available until later on this year |
| Wyndham Rewards | 1:1 | Instant |
You can also pay for travel purchases on your card and offset the purchases with miles. You can get 1 penny per mile. So for example, a $100 hotel stay charged on your card can be paid back using 10,000 miles.
