Amex Platinum Delta Business

welcome offer

Earn 45,000 points after $3000 spent within the first 3 months (terms apply).

Bonus Cash Value

Approximately $675*

Annual Fee

$250

Card Rewards

Earn 3 points on Delta purchases, and with purchases made directly with Hotels

Earn 1.5 points on purchases of $5,000 or more

Earn 1 point everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Amex Platinum Delta Business card works for Delta travels. You get the amount of 3 points on Delta purchases, and purchases made directly with Hotels, and 1.5 points on purchases of $5000 or more. You will earn 10,000 MQM points each year after you spend $25,000 in a calendar year. This card offers global entry or TSA precheck. Enjoy great travel benefits including a free annual companion certificate, the first bag checked bag free (for you and up to 8 companions traveling on the same reservation), priority boarding, and more.

Offer Details

Earn 45,000 points after $3000 spent within the first 3 months (terms apply).Plus, earn a $100 statement credit after you make a Delta purchase within the first 3 months

Card-Smart Tips & Advice
  • Fair credit is ok
  • Step by step guide how to apply without a legal business
  • You can only get approved for 2 Amex cards in 90 days. A customer can have up to 5 Amex credit cards (excluding charge cards) Therefore, if you already have 5 open Amex credit cards you may be declined (this is not always enforced)
  • You can only receive 1 Bonus per lifetime on each Amex credit card
  • Amex will not report business credit cards on personal credit reports.
  • Amex will usually pull your Experian credit report
  • You can check your application status  here  or call 1 800 567 1083
  • If declined you can call 1 800 567 1083 to be reconsidered
Card Details And Benefits
  • Earn 10,000 MQM after $25,000 spent in a calendar year
  • Free annual companion certificate
  • First bag checked is free on Delta flights
  • Priority boarding on Delta flights
  • Get a 20% discount on in flight purchases
  • Discount rate for delta lounges ($39 per visit)
  • Great mile boost program
  • Global Entry or TSA PreCheck
  • Auto Rental Collision Insurance
  • Lost Luggage Reimbursement
  • Trip Delay Reimbursement
  • Extended Warranty Protection
  • Purchase Protection

Compare Cards

CardAmex Gold Delta BusinessAmex Platinum Delta BusinessDelta SkyMiles Reserve Business Amex Card
Welcome BonusEarn 40,000 miles after $2,000 spent within the first 3 monthsEarn 10,000 MQM after $25,000 spent in a calendar yearEarn 45,000 points after $4,000 spent within the first 3 months (terms apply).
Annual Fee$0 intro annual fee for the first year, then $99$250$550
Rewards- Earn 2 points on Delta purchases, restaurants, U.S shipping, and U.S. advertising with select media - Earn 1 point everywhere else- Earn 3 points on Delta purchases, and with purchases made directly with Hotels - Earn 1.5 points on purchases of $5,000 or more - Earn 1 point everywhere else- Earn 3 points per $1 spent on Delta purchases - Earn 1.5 points on all purchases after $150,000 spent per calendar year. - Earn 1 point per $1 spent everywhere else
Upgraded StatusEarn 10,000 MQM after $25,000 spent in a calendar yearEarn 15,000 Medallion Qualification Miles (MQMs) after each time you spend $30,000 in a calendar year, up to four times per year (total of 60,000 MQMs)Upgrade priority for upgrades within your status class
Free baggageFirst checked bag free for you and up to 8 companions traveling on the same reservation. To qualify, make sure to include your Skymiles on your reservation.First checked bag free for you and up to 8 companions traveling on the same reservation. To qualify, make sure to include your Skymiles on your reservation.First checked bag free for you and up to 8 companions traveling on the same reservation. To qualify, make sure to include your Skymiles on your reservation.
CreditsEarn $100 Delta flight credit after $10,000 spent within a calendar year
Extra Redemption ValuePay with Miles program. Get a minimum of 1 cent per mile on Delta flightsPay with miles program, get a minimum of 1 cent per mile on delta flightsPay with miles program, get a minimum of 1 cent per mile on delta flights
Companion PassFree annual companion certificate. The certificate is valid for any round-trip, main cabin domestic travel booked in fare classes L, U, T, X or V. You will need to pay the companions taxes and fees (max $75) .Free annual companion certificate. The certificate is valid for any domestic round-trip, First-class, Delta Comfort, or main cabin travel booked in fare classes I, Z, L, U, T, X or V. You will need to pay the companions taxes and fees (max $75).
Global Entry and TSA pre-checkStatement credit for Global Entry or TSA Pre-Check once every 4 - 4.5 yearsGlobal Entry or TSA Pre-Check once every 4 - 4.5 years
No Foreign Transaction FeeNoneNoneNone
Lounge AccessDiscount rate for Delta lounges ($39 per visit)Delta Sky Club access (when flying Delta) plus, two one time guest passes each year, plus get access to Centurion Lounges (when flying Delta)
Trip Cancellation InsuranceUp to $10,000 per person per trip for a max of $20,000 per year
Auto Rental Collision InsuranceSecondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).
Lost Luggage ReimbursementUp to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)
Trip Delay ReimbursementIf your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year).If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year).
Return ProtectionNot happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year)
Extended Warranty ProtectionGet one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.
Purchase ProtectionGet refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year)Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year)Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year)
Authorized User Fee$0$0$175
Priority BoardingPriority boarding on Delta flightsPriority boarding on Delta flightsPriority boarding on Delta flights
Inflight SavingsGet a 20% discount on in flight purchasesGet a 20% discount on in flight purchasesGet a 20% discount on in flight purchases

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.