| Card | Hilton Honors Amex Aspire Card | Hilton Honors Amex Business Card | Amex Hilton Surpass Card |
| Welcome Bonus | Earn 150,000 points after $4,000 spent within the first 3 months (terms apply). | Earn 150,000 points after $2,000 spent within the first 3 months plus a $150 statement credit after your first purchase is made (terms apply). | Earn 150,000 points after $2,000 spent within the first 3 months plus a $150 statement credit after your first purchase is made (terms apply). |
| Annual Fee | $450 | $95 | $95 |
| Rewards | - 14 points on Hilton hotels - 7 points on flights booked through amextravel.com or directly with the airline, and on car rentals booked directly with the company - 7 points at restaurants - 3 points on all other eligible purchases | - 12 points on Hilton purchases - 6 points at US gas stations, restaurants, flights booked directly with Airlines or Amex travel, car rentals booked directly from select car rental companies, wireless telephone services purchased directly from U.S. service provider, and U.S. purchases for shipping - 3 points on all other purchases | - 12 points on Hilton purchases - 6 points at US gas stations, US supermarkets and US restaurants - 3 points on all other purchases |
| Upgraded Status | Enjoy complimentary Hilton Diamond status | Enjoy complimentary Hilton Gold Status. Earn Hilton Honors Diamond Status through the next calendar year after $40,000 spent annually | Enjoy complimentary Hilton Gold Status. Earn Hilton Honors Diamond Status through the next calendar year after $40,000 spent annually |
| Credits | Receive $250 airline fee credit per year for incidental fees. Receive a $250 credit each year for purchases at participating Hilton Resorts. Receive a $100 property credit when booking 2 nights or more at Waldorf Astoria or Conrad Hotels (reference ZZAAP1 when booking by phone) | | |
| Free Night Certificate | Receive 1 free Hilton weekend night the first year, and every year upon renewal | Earn a free weekend night reward from Hilton Honors after $15,000 made in eligible purchases in a calendar year Earn a second free weekend night reward after an additional $45,000 spent in that same calendar year | Earn a weekend night reward from Hilton Honors after $15,000 spent in a calendar year |
| No Foreign Transaction Fee | None | None | None |
| Lounge Access | Access for you plus two guests to 12,000+ airport lounges, with a complimentary Priority Pass Select Membership | Receive 10 free airport lounge visits with Priority Pass | Receive 10 free Priority Pass lounge passes annually |
| Trip Cancellation Insurance | Coverage for canceled or interrupted travel due to a unforeseen medical emergency, etc. Max $10,000 per person per trip for a max of $20,000 per year. | | |
| Auto Rental Collision Insurance | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). |
| Lost Luggage Reimbursement | Up to $2,000 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) |
| Trip Delay Reimbursement | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | | |
| Return Protection | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year) | | |
| Extended Warranty Protection | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. |
| Purchase Protection | Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year) |
| Authorized User Fee | $0 | $0 | $0 |
