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Earn your miles and receive plenty of travel benefits, including first checked bag free for you and four companions and preferred boarding on AA flights. This card will have your AA travels covered.
- Max cards: Citi will only approve you for one business card every 95 days
- Step by step guide how on to apply without an LLC or C-Corp
- Citi will not report business credit cards on personal credit reports
- Credit bureau: Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax (depending on your state, search your state in our credit card database)
- If you freeze your Experian credit report you can sometimes request the reconsideration department to pull your Equifax credit report.
- Combining same-day credit inquiries: Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined. Note, you cannot get approved for more than one Citi personal card within 8 days (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
- Application status: You can check your application status here or call 1 888 201 4523
- Reconsideration: If declined you can call 1 800 695 5171 to be reconsidered
Recent Approvals and Denials (as submitted by Help Me Build Credit users)
Credit limit range $1,500-$3,000
Avg. Credit limit$2,250
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
No foreign transaction fee.
First checked bag free for you and up to 4 companions on domestic American Airline flights.
Get a $125 American Airlines flight discount after spending $20,000 within the first year, and you renew your card.
Earn a free American Airlines companion certificate for domestic flights only, after spending $30,000 each cardmember year.
Worldwide secondary coverage on rentals for up to 30 days. Max $50,000 per rental.
Get preferred boarding on American Airlines flights.
Receive 25% back on American Airlines for inflight purchases of Wifi, food and drinks.