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Author - Sam
Updated: December 1, 2023 | Credit Card Review The Wells Fargo Rewards card has nothing to exciting about it. The only main benefit would be the intro 15 months 0% APR on purchases and balance transfers.
- You might need a Wells Fargo bank account: You might need a Wells Fargo bank account in order to get approved for some of their credit cards
- Max-cards: You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months
- Credit report: Wells Fargo will usually pull your Experian credit report (in some states they pull Experian and Equifax)
- Combining same-day credit inquiries: Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
- Check application status: You can check your application status here or call 1 800 967 9521
- Reconsideration: If declined you can call 1 866 412 5956 to have your application reconsidered
- Balance transfer fee: 3% or $5, whichever is greater
- You cannot transfer balances from other credit cards issued by Wells Fargo bank
- To receive the Intro APR Offer, transfers must be completed within the first 120 days of account opening
- No penalty APR
Secondary coverage for collision damage and theft on domestic rentals for up to 15 days, and primary coverage for collision damage and theft on international rentals for up to 31 days (excluding rentals in Israel, Jamaica, the Republic of Ireland, or Northern Ireland).
Get reimbursed for up to $600 per claim (with a $25 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Wells Fargo Rewards credit card. Max 2 claims per year.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $150,000 in compensation.
