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The Santander Ultimate Cash Back credit card earns ultimate cash back. You will earn 3% cashback on all purchases the first year on up to $20,000 in purchases. And unlimited 1.5% on all purchases.
- Credit bureau: Santander will usually pull your Experian credit report
- Reconsideration: If declined you can call 1 800 695 5171 to be reconsidered
- Balance transfer Fee: 3% or $10, whichever is greater Balance transfers must be completed within 90 days of account opening Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR Offer
No foreign transaction fee.