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Miles & More World Elite Mastercard

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welcome offer

Earn 80,000 points after spending $3,000 and paying the annual fee within the first 90 days. Intro 0% APR for 15 months on balance transfers (after that 20.24%, 24.24%, or 29.24% variable).

Bonus Value

Approximately $800 - $1200

Annual Fee


Card Rewards

2 points on Miles And More partners

1 point everywhere else

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Miles & More World Elite Mastercard helps you fly Lufthansa like a king. You earn 2 points for every dollar spent on Miles & More. A cardholder will receive 2 Lufthansa business lounge vouchers annually.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Max cards: Barclays bank will (usually) only approve you for up to 2 personal credit cards within 12 months
  • Double-dipping: Barclays may not approve you for a credit card that you’ve already had in the past (and closed, for whatever reason).
  • Apply for two cards: If you apply for one Barclays card and get approved, it is recommended to apply for a second card since Barclays is very good about approving for two cards, even within the same day. You might have to call the reconsideration department to push for the second card to get approved.

  • Use your Barclays card often: If you do not use your open Barclays cards often, then Barclays may hesitate to approve you for a new one

  • Credit bureau: Barclays Bank will usually pull your Transunion credit report (if you freeze Transunion then Barclays will pull your Experian credit report)
  • Combining same-day credit inquiries: Many data points suggest that credit inquiries for same-day applications will be combined
  • Check application status: You can  check your application status  here
  • Reconsideration: If declined you can call 1 866 408 4064 to be reconsidered

  • Quickest way to get my card: During the credit card application, you can request for your physical card to be expedited overnight via FedEx for a $15 fee. Barclays will not offer an instant credit card number for your new card

Approval Monitor (submitted by HelpMeBuildCredit users)

100% Approved
764 Avg. Score of those approved
0% Denied
Approved 100% (8)
Denied 0% (0)

Credit limit range $2,100-$12,000

Avg. Credit limit$7,538

Approved 100% (8)
Denied 0% (0)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

Balance Transfer Terms
  • Either $5 or 5% of the amount of each transfer, whichever is greater
  • You cannot transfer balances from other accounts issued by Barclays bank
  • Balance transfers must be made within 45 days of account opening to qualify for the intro rate
  • No penalty APR
Welcome Offer Eligibility
You may not be eligible for this offer if you currently have or previously had an account in this Program.
Card Details And Benefits

– 2 points on Miles And More partners
– 1 point everywhere else

Foreign Transaction Fee

No foreign transaction fee.

Upgraded Status

Achieve Miles & More status faster - you can convert your award miles earned on purchases into status miles. You can convert miles at a 5 to 1 ratio. For example, 5,000 award miles convert to 1,000 status miles. Max miles that can be converted is 25,000 award miles.

Companion Certificate

Earn a free, annual companion certificate for an economy ticket booked with Lufthansa. You will need to pay the companions taxes and fees.

Lounge Access

Access to Lufthansa airport business lounges worldwide, with 2 vouchers annually.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $5,000 per trip, $10,000 per year for non-refundable travel expenses including flight tickets, hotels,

Auto Rental Collision Insurance

Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $250,000 in compensation.

Cell Phone Protection

Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Miles & More credit card. Max $1,000 or 2 claims per year.

Luggage delay insurance

If your baggage is delayed for 4+ hours, you can claim up to $100 per day, for up to 3 days.

How can the points be used?

The points can be redeemed for award flights on Miles & More airlines and its partners at the approximate value of 1.5 cents per point. 

Miles & More airline partners include:

  • Aegean Airlines
  • Air Astana
  • Air Canada
  • Air China
  • Air Dolomiti
  • Air India
  • Air Malta
  • Air New Zealand
  • All Nippon Airways
  • Asiana Airlines
  • Austrian Airlines
  • Avianca
  • Brussels Airlines
  • Cathay Pacific Airways
  • Condor
  • Copa Airlines
  • Croatia Airlines
  • Egyptair
  • Ethiopian Airlines
  • Eurowings
  • Eurowings Discover
  • EVA Air
  • Latam
  • LOT Polish Airways
  • Lufthansa
  • Luxair
  • Olympic Airlines
  • SAS
  • Shenzhen Airlines
  • SilkAir
  • Singapore Airlines
  • South African Airways
  • Swiss International Airlines
  • TAP Portugal
  • Thai Airways
  • Thai Smile Airways
  • Turkish Airlines
  • United
  • Vistara

Additional Resources

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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