Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
The Miles & More World Elite Mastercard helps you fly Lufthansa like a king. You earn 2 points for every dollar spent on Miles & More. A cardholder will receive 2 Lufthansa business lounge vouchers annually.
- Credit: Good credit needed
- Double-dipping: Barclays may not approve you for a credit card that you’ve already had in the past (and closed, for whatever reason).
- Apply for three cards: If you apply for one Barclays card and get approved, it is recommended to apply for another two cards since Barclays is very good about approving for three cards, even within the same day. You might have to call the reconsideration department to push for the second and third cards to get approved.
Use your Barclays card often: If you do not use your open Barclays cards often, then Barclays may hesitate to approve you for a new one
- Credit bureau: Barclays Bank will usually pull your Transunion credit report (if you freeze Transunion then Barclays will pull your Experian credit report)
- Combining same-day credit inquiries: Many data points suggest that credit inquiries for same-day applications will be combined
- Check application status: You can check your application status here
- Reconsideration: If declined you can call 1 866 408 4064 to be reconsidered
Quickest way to get my card: You can add your card to your mobile wallet immediately upon approval. Also, you can request during the credit card application for your physical card to be expedited overnight via FedEx for a $15 fee.
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $2,100-$20,000
Avg. Credit limit$9,876
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
- Either $5 or 5% of the amount of each transfer, whichever is greater
- You cannot transfer balances from other accounts issued by Barclays bank
- Balance transfers must be made within 45 days of account opening to qualify for the intro rate
- No penalty APR
Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
Earn a free, annual companion certificate for an economy ticket booked with Lufthansa. You will need to pay the companions taxes and fees.
Access to Lufthansa airport business lounges worldwide, with 2 vouchers annually.
If your baggage is delayed for 4+ hours, you can claim up to $100 per day, for up to 3 days.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $250,000 in compensation.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $5,000 per trip, $10,000 per year for non-refundable travel expenses including flight tickets, hotels,
Achieve Miles & More status faster – you can convert your award miles earned on purchases into status miles. You can convert miles at a 5 to 1 ratio. For example, 5,000 award miles convert to 1,000 status miles. Max miles that can be converted is 25,000 award miles.
No foreign transaction fee.
The points can be used at approximately 1.5 cents per point to book award flights with one of the following Miles & More airline partners:
- Aegean Airlines
- Air Astana
- Air Canada
- Air China
- Air Dolomiti
- Air India
- Air Malta
- Air New Zealand
- All Nippon Airways
- Asiana Airlines
- Austrian Airlines
- Avianca
- Brussels Airlines
- Cathay Pacific Airways
- Condor
- Copa Airlines
- Croatia Airlines
- Egyptair
- Ethiopian Airlines
- Eurowings
- Eurowings Discover
- EVA Air
- Latam
- LOT Polish Airways
- Lufthansa
- Luxair
- Olympic Airlines
- SAS
- Shenzhen Airlines
- SilkAir
- Singapore Airlines
- South African Airways
- Swiss International Airlines
- TAP Portugal
- Thai Airways
- Thai Smile Airways
- Turkish Airlines
- United
- Vistara
You can book award flights using your Miles & More miles with Miles & More airline and its partners here.