⚠️ Use credit cards responsibly!

🔥 All-time high! 90,000 points. Grab it 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers

Miles & More World Elite Mastercard

Stay updated on new credit card offers
Not Affiliated card-image

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 80,000 miles after spending $3,000 and paying the annual fee within the first 90 days. Intro 0% APR for 15 months on balance transfers (after that 21.24%, 25.24% or 29.99% variable). The balance transfer fee is 5% or $5, whichever is greater.

Bonus Value

Approximately $800 - $1200

Annual Fee

$89

Card Rewards

2 points on Miles And More partners

1 point everywhere else

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: September 8, 2024 | Credit Card Review
Card Overview

The Miles & More World Elite Mastercard helps you fly Lufthansa like a king. You earn 2 points for every dollar spent on Miles & More. A cardholder will receive 2 Lufthansa business lounge vouchers annually.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Double-dipping: Barclays may not approve you for a credit card that you’ve already had in the past (and closed, for whatever reason).
  • Apply for three cards: If you apply for one Barclays card and get approved, it is recommended to apply for another two cards since Barclays is very good about approving for three cards, even within the same day. You might have to call the reconsideration department to push for the second and third cards to get approved.
  • Use your Barclays card often: If you do not use your open Barclays cards often, then Barclays may hesitate to approve you for a new one

  • Credit bureau: Barclays Bank will usually pull your Transunion credit report (if you freeze Transunion then Barclays will pull your Experian credit report)
  • Combining same-day credit inquiries: Many data points suggest that credit inquiries for same-day applications will be combined
  • Check application status: You can  check your application status  here
  • Reconsideration: If declined you can call 1 866 408 4064 to be reconsidered

  • Quickest way to get my card: You can add your card to your mobile wallet immediately upon approval. Also, you can request during the credit card application for your physical card to be expedited overnight via FedEx for a $15 fee.

Approval Monitor (submitted by HelpMeBuildCredit users)

82% Approved
769 Avg. Score of those approved
18% Denied
Approved 82% (18)
Denied 18% (4)

Credit limit range $2,100-$20,000

Avg. Credit limit$9,876

Approved 82% (18)
Denied 18% (4)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Balance Transfer Terms
  • Either $5 or 5% of the amount of each transfer, whichever is greater
  • You cannot transfer balances from other accounts issued by Barclays bank
  • Balance transfers must be made within 45 days of account opening to qualify for the intro rate
  • No penalty APR
Welcome Offer Eligibility
You may not be eligible for this offer if you currently have or previously had an account in this program. These are Barclays official terms but we have seen people getting the bonus again after six months, as long as the card is closed.
Card Details And Benefits
Auto Rental Collision Insurance

Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.

Companion Certificate

Earn a free, annual companion certificate for an economy ticket booked with Lufthansa. You will need to pay the companions taxes and fees.

Lounge Access

Access to Lufthansa airport business lounges worldwide, with 2 vouchers annually.

Luggage delay insurance

If your baggage is delayed for 4+ hours, you can claim up to $100 per day, for up to 3 days.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $250,000 in compensation.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $5,000 per trip, $10,000 per year for non-refundable travel expenses including flight tickets, hotels,

Upgraded Statuses

Achieve Miles & More status faster – you can convert your award miles earned on purchases into status miles. You can convert miles at a 5 to 1 ratio. For example, 5,000 award miles convert to 1,000 status miles. Max miles that can be converted is 25,000 award miles.

Foreign Transaction Fee

No foreign transaction fee.

How can the points be redeemed?
Award flights

The points can be used at approximately 1.5 cents per point to book award flights with one of the following Miles & More airline partners:

  • Aegean Airlines
  • Air Astana
  • Air Canada
  • Air China
  • Air Dolomiti
  • Air India
  • Air Malta
  • Air New Zealand
  • All Nippon Airways
  • Asiana Airlines
  • Austrian Airlines
  • Avianca
  • Brussels Airlines
  • Cathay Pacific Airways
  • Condor
  • Copa Airlines
  • Croatia Airlines
  • Egyptair
  • Ethiopian Airlines
  • Eurowings
  • Eurowings Discover
  • EVA Air
  • Latam
  • LOT Polish Airways
  • Lufthansa
  • Luxair
  • Olympic Airlines
  • SAS
  • Shenzhen Airlines
  • SilkAir
  • Singapore Airlines
  • South African Airways
  • Swiss International Airlines
  • TAP Portugal
  • Thai Airways
  • Thai Smile Airways
  • Turkish Airlines
  • United
  • Vistara
How to book

You can book award flights using your Miles & More miles with Miles & More airline and its partners here.

Get Started Card not affiliated
Add to compare

People also viewed:

Ink Business Unlimited

Ink Business Preferred

Aeroplan Credit Card

World of Hyatt

Ink Business Cash

Chase Sapphire Preferred

Citi Strata Premier

Chase iberia visa signature credit card

Iberia Visa

Aer Lingus Visa

British Airways

Gold Delta Business

Amex Gold Delta

Southwest Rewards Plus

Marriott Bonvoy Boundless

Marriot Bold

U.S. Bank Business Leverage

Southwest Premier

Citi AAdvantage Platinum

United Business

Southwest Priority

Hilton Honors Business

Amex Hilton Surpass

SKYPASS Signature Business

Citi Aadvantage Business

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Receive details of all new credit card offers, right in your inbox.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again