Miles & More World Elite Mastercard

Earn a total of 75,000 points after a total of $20,000 spent within the first year. Earn 50,000 points after $3,000 spent within the first 3 months. Plus, earn an additional 25,000 points after $20,000 spent within the first year. Intro 0% APR for 15 months on balance transfers.

• Good credit needed
• Barclays bank will (usually) only approve you for up to 2 credit cards within 12 months.
• Barclays will not approve you for their business cards if you have opened 6 or more credit cards within the past 24 months.
• Barclays may not approve you for a credit card that you’ve already had in the past (and closed, for whatever reason).
• If you do not use your open Barclays cards often, then Barclays may hesitate to approve you for a new one
• Barclays Bank will usually pull your Transunion credit report
• You can check your application status here
• If declined you can call 1 866 408 4064 to be reconsidered

• Either $5 or 3% of the amount of each transfer, whichever is greater
• You cannot transfer balances from other accounts issued by Barclays bank
• Balance transfers must be made within 45 days of account opening to qualify for the intro rate
• No penalty APR

• Receive 2 Lufthansa worldwide business airport lounge vouchers annually
• Get a free economy class companion ticket annually
• Receive up to 15% off Hotels & Cars when booking a reservation on Milesandmorepoints.com
• Achieve Miles & More status faster
• You can convert your award miles earned on purchases into status miles. You can convert 5,000 to 25,000 award miles at a 5 to 1 ratio.
• Baggage Delay Insurance
• Identity Theft Protection
• No Foreign Transaction Fee
• Trip Cancellation Insurance
• Auto Rental Collision Insurance
• Travel Accident Insurance
• Cell Phone Protection