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welcome offer

Earn $150 in H-D gift cards after spending $500 within the first 2 months. Intro 0% APR for 12 months on purchases and balance transfers (after that 14.99% - 23.99% variable).

Bonus Value

Approximately $150*

Annual Fee

$0

Card Rewards

3 points at HD dealerships, hd.com, HD museum, factory tours, and on gas

2 points at restaurants, bars, and lodging

1 point everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Harley-Davidson Visa will get you H-D points just by riding your motorcycle or if you make H-D purchases, along with many other purchases, and you can choose to use your points towards H-D gear. This card is an easy card to get approved for which also includes 0% APR for 12 months on purchases and balance transfers

Card-Smart Tips & Advice
  • Fair credit ok
  • US Bank will usually pull your Experian credit report
  • If you frequently apply for credit cards,  first freeze your IDA/ARS bureaus  before applying for a US Bank credit card
  • Credit inquiries for same-day applications will not be combined
  • You can check your application status by calling 1 800 947 1444
  • If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
Balance Transfer Terms
  • Balance transfer fee: 3% or $5, whichever is greater
  • To receive the Intro APR Offer, transfers must be completed within the first 30 days of account opening
  • No penalty APR
See recent approvals from this card
Card Details And Benefits
Foreign Transaction Fee

The fee is 2% if the foreign transaction in US dollars and 3% if the foreign transactions that is a different currency.

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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