Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
You get 2% cashback on all purchases which will be deposited directly in your Fidelity investment account. Card benefits include lost luggage insurance, purchase protection, travel accident insurance, and more.
- Credit: Good credit needed
- Credit bureau: Elan Financial will usually pull your Experian credit report
- Check application status: You can check your application status by calling 1 800 364 9648
- Reconsideration: If declined you can call 1 800 364 9648 to be reconsidered
- 2% cashback on all purchases
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $250,000 in compensation.
Get up to $3,000 per person for lost, stolen, or damaged luggage. Max $2,000 for NY residents.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $500 per claim, $50,000 per cardholder.