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Author - Sam
Updated: February 19, 2024 | Credit Card Review The Diamond Resorts World Mastercard might just be your ticket to a resort vacation to one of the 330 worldwide Diamond Resort hotels.
- Credit: Good credit needed
- Max cards: Barclays bank will (usually) only approve you for up to 2 personal credit cards within 12 months.
- Double-dipping: Barclays will not approve you for their business cards if you have opened 6 or more credit cards within the past 24 months.
- Barclays may not approve you for a credit card that you’ve already had in the past (and closed, for whatever reason).
- Use your Barclays card often: If you do not use your open Barclays cards often, then Barclays may hesitate to approve you for a new one
- Credit bureau: Barclays Bank will usually pull your Transunion credit report
- Combining same-day credit inquiries: Many data points suggest that credit inquiries for same-day applications will be combined
- Check application status: You can check your application status here
- Reconsideration: If declined you can call 1 866 408 4064 to be reconsidered
Quickest way to get my card: During the credit card application, you can request for your physical card to be expedited overnight via FedEx for a $15 fee. Barclays will not offer an instant credit card number for your new card
- Balance transfers must be made within 45 days of account opening to qualify for the intro rate
- Balance transfer fee: either $5 or 3% of the amount of each transfer, whichever is greater
- You cannot transfer balances from other accounts issued by Barclays Bank
- No Penalty APR
Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Diamond Resorts Mastercard credit card. Max $1,000 or 2 claims per year.
Get 10% back on Diamond Flexibility points purchase so that you can secure a reservation.
If your baggage is delayed for 4+ hours, you can claim up to $100 per day, for up to 3 days.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $250,000 in compensation.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $15,000 per trip for non-refundable travel expenses including flight tickets, hotels,
