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The Chase Freedom card has a wide range of categories where to get 5% cashback at rotating categories, as well as 1% cashback on everything else. The 0% APR for 15 months will give you more room for purchases and balance transfers while aiding your cash flow.
- Fair credit ok if you already have an existing Chase Bank Account
- This card is under the Chase 5/24 rule
- Chase often declines consumers that currently have any Chase Freedom Credit Card (Freedom or Freedom Unlimited)
- You can only get approved for up to 2 Chase Credit Cards in 30 days (Business Cards and Personal cards are counted separately)
- Chase Bank will usually pull your Experian credit report
- You can check your application status at Chase.com / Customer Center / Check my app status or call 1 888 338 2586
- If you get declined then you can call 1 888 609 7805 to be reconsidered
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $800-$16,200
Avg. Credit limit$6,367
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
- Balance transfer fee: 3% or $5, whichever is greater
- You cannot transfer balances from other credit cards issued by Chase Bank
- Balance transfers are capped at $15,000 (each month) even if your credit limit is higher
- No penalty APR
– Earn 5% cashback at rotating categories
– Earn 5% cashback on Lyft Rides
– Earn 1% cashback on everything else
Up to $1,500 per person per trip for a max of $6,000 per trip (Visa Signature cardholders only)
Secondary coverage on rentals up to 31 days
One additional year (limit $10,000 each claim and $50,000 max per account)
Lost and theft, up to 120 days. $500 per claim ($50,000 per account)
Chase will dispatch you assistance for free, but you will need to pay the service fee.
