Get A Late Payment Mark Removed Through Re-Aging

Get A Late Payment Mark Removed Through Re-Aging

Before I start, I want to make it clear that this post is referring to positive re-aging credit. This is 100% legal. We are not discussing re-aging negative marks. Re-aging negative marks is illegal (we hope to discuss that at one point in a separate post.) Re-Aging...
Everything You Need to Know About a  Fico Score

Everything You Need to Know About a Fico Score

Updated: 04/30/2019 Who is FICO? The company FICO  (Fair Isaac and Co.) was founded in 1956 by engineer Bill Fair and mathematician Earl Isaac. Nowadays it is a public company traded on the New York Stock Exchange. FICO is not owned by the US government....
Building Credit History Properly

Building Credit History Properly

The best time to plant an apple tree was 10 years ago; the second-best time is today! The same is said about building credit. The best time to build your credit was as soon as you turned 18 and you were eligible to get approved for a credit card. (See Getting...