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The Premium Rewards card earns 2 points per dollar spent. Bank Of America Preferred Rewards customers can get an additional 25-75% reward bonuses on every purchase. Card benefits include an annual $100 airline incidental credit. Global Entry or TSA Precheck, no foreign transaction fees, purchase protection, baggage insurance, and more!
- Good credit needed
- Bank of America will only approve you for 2 Bank of America cards within 2 months, 3 Bank of America cards within 12 months, and 4 Bank of America cards within 24 months
- You cannot get approved for a Bank of America card if you have more than 5 Bank of America credit cards open
- Bank of America will not approve you for their credit card if you opened more than 2 cards in the past 12 months, even if it’s from other issuers. Except if your a BOA bank account holder, then, you can get approved even if you opened up to 6 cards in 12 months
- Bank Of America will usually pull your Experian credit report (if you freeze Experian then Bank Of America pull your TransUnion credit report)You can check your application status here
- If declined you can call 1 800 354 0401 to be reconsidered
- Preferred Rewards customers get an additional 25% to 75% rewards bonus on every purchase
- Earn a $100 Airline Incidental Statement Credit Annually
- Roadside Dispatch
- Global Entry or TSA PreCheck
- No Foreign Transaction Fee
- Trip Cancellation Insurance
- Auto Rental Collision Insurance
- Lost Luggage Reimbursement
- Purchase Protection