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Card Overview
The Premium Rewards card earns 2 points per dollar spent. Bank Of America Preferred Rewards customers can get an additional 25-75% reward bonuses on every purchase. Card benefits include an annual $100 airline incidental credit. Global Entry or TSA Precheck, no foreign transaction fees, purchase protection, baggage insurance, and more!
Card-Smart Tips & Advice
- Good credit needed
- Bank of America will only approve you for a maximum of 2 cards within 2 months, 3 cards within 12 months, and 4 cards within 24 months
- You cannot get approved if you have more than a total of 5 Bank Of America credit cards open
- Bank Of America will not approve you for a credit card if you have opened more than 2 credit cards (other issuers included) in the past 12 months (and up to 6 credit cards in the past 12 months for Bank Of America Bank Account Holders)
- You are eligible to receive the Welcome Bonus even if you received the Welcome Bonus in the past.
- Bank Of America will usually pull your Experian credit report (if you freeze Experian then Bank Of America pull your TransUnion credit report)You can check your application status here
- If declined you can call 1 800 354 0401 to be reconsidered
Card Details And Benefits
- Preferred Rewards customers get an additional 25% to 75% rewards bonus on every purchase
- Earn a $100 Airline Incidental Statement Credit Annually
- Roadside Dispatch
- Global Entry or TSA PreCheck
- No Foreign Transaction Fee
- Trip Cancellation Insurance
- Auto Rental Collision Insurance
- Lost Luggage Reimbursement
- Purchase Protection
