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GM Business™ Mastercard®

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Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the authors alone

welcome offer

Earn $750 in Bonus Earnings to redeem with GM after spending $5,000 within the first 5 months. Intro 0% APR for 12 months on purchases (after that 19.24% to 29.24% variable).

Bonus Value

Approximately $750

Annual Fee

$0

Card Rewards

5% Earnings on eligible GM dealership parts, accessories, and paid certified services at GM dealers

3% Earnings on purchases at gas stations, restaurants and office supply stores

1% Earnings on all other purchases

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Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the authors alone

Author - Sam Updated: March 11, 2024 | Credit Card Review
Card Overview

Use this card to earn yourself a new car or truck for your business! With GM Business™ Mastercard® you earn towards a new GM lease or purchase. You will have 5% Earnings on GM parts, accessories, or paid certified services at eligible GM dealers. You will have 3% Earnings on gas stations, restaurants, and office supply stores. You will have 1% Earnings on all other purchases. Plus, the best part is, you can see if you're approved or not with only a soft pull. Once you know if approved and what credit limit you are approved for, then you can accept the approval. Only once you accept the approval will Marcus by Goldman Sachs do a hard pull on your credit report (usually Transunion).

Card-Smart Tips & Advice
  • Credit: Good to Excellent credit needed
  • Credit bureau: Marcus by Goldman Sachs will only do a soft pull when you apply. They will tell you if you are approved or not, and for which credit limit you are approved. Only once you accept the approval, will they do a hard pull. They will usually pull either your Equifax or Transunion credit report.
  • Not reported on personal credit reports: Marcus by Goldman Sachs will not report business credit cards on personal credit reports.

Approval Monitor (submitted by HelpMeBuildCredit users)

51% Approved
748 Avg. Score of those approved
49% Denied
Approved 51% (33)
Denied 49% (32)

Credit limit range $1,000-$40,000

Avg. Credit limit$21,697

Approved 51% (33)
Denied 49% (32)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Card Details And Benefits
Auto CDW Insurance

Enjoy peace of mind when renting a vehicle with MasterRental insurance CDW waiver.

How can the rewards be redeemed?
Purchase or lease of a new GM vehicle:

You can redeem your GM Earnings at the rate of a penny per Earning towards the purchase or lease of an eligible new Chevrolet, Cadillac, Buick, or GMC vehicle. There is no limit as to how many Earnings you can redeem.

Get Started Card not affiliated
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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers.

The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the authors alone

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