Every year there are millions of consumers who start building credit for the first time. I often see many consumers making the same mistakes. If I...
Extra Debit Card For Building Credit – Full Review [2022]
The Extra Debit card, founded in 2020 in New York, is the perfect go-to for those who like to use cash yet want to build credit. The Extra Debit...
Everything You Need to Know About a Fico Score
If you recently applied for a credit card, mortgage, etc., you probably bumped into a 3 digit number called your FICO score. What in the world does...
Is The Extra Card A Good Way Of Building Credit? No. Here Is Why
Following the aggressive marketing done by Extra about their product and the many questions I got from readers, I created this post to tackle the...
Chase Credit Journey – Is It Accurate? Complete Review
In 2017 Chase released a free, credit monitoring service called Chase Credit Journey. A credit monitoring service is a platform that allows you to...
Which Banks Still Offer Co Applicant (Joint) Cardholders?
Building Credit, credit, Credit Card Info
The best time for starting to build credit was as soon as you turn 18. To keep things exciting, many consumers don’t start building credit early...
How To Build Credit History Properly Once And For All
There are many people that often complain to me that although they started building credit a long time ago they still don’t have a perfect credit...
Installment Loans Vs Revolving Loans. The Key Differences
There are two types of loans which a person can possibly have. The first type is an installment loan, (for example: mortgages, auto loans, or any...
The Best Websites To Get A Free Copy Of Your Credit Report
In today’s day and age, we hear of new hacks and new identity theft stories on a daily basis. By now, everyone knows how important it is to properly...