🚀 Our new App is live!  Signup

💳 The best offers for April! Details 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers
card_name

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 60,000 points plus 500 Premier Qualifying Points after spending $4,000 within the first 3 months.

Bonus Value

Approximately $600

Annual Fee

$250

Card Rewards

3 points on United purchases

2 points on travel (including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, rideshare services, and tolls), dining, and select streaming services

1 point everywhere else

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: March 14, 2024 | Credit Card Review
Card Overview

The card_name is a middle card between the luxury United Club card and the more basic United Explorer or United Gateway. The United Quest card has a $250 annual fee, but for someone flying United, the fee will very quickly payout with benefits like a $125 United credit, 5,000 bonus points for reward redemptions, first and second-checked bags free, and more. Travel protections include lost and delayed baggage insurance, trip cancelation, interruption, and trip delay insurance, auto rental insurance, and more. This card is perfect for a frequent United Airlines Traveler. Check out more details about the benefits below.

Why I Like This Card

One of the best parts of this card is that you get expanded Savor Award availability on United flights which is a super benefit. You will get access to a certain amount of Savor Award seats available only to United cardholders.  It’s hard enough to find award availability so anything to expand the award availability is super valuable. By being a cardholder you will also get a bit of a priority to get upgraded to first or business class upon availability (this is only for United MileagePlus Premier members).  Plus, you will get your first and second checked bags free for you and one companion on United Airlines. Plus a free carry-on bag even on basic economy tickets. The $250 annual fee is somewhat justified once you get your $125 back on United purchases every card anniversary year and save some baggage fees.

Card-Smart Tips & Advice
  • Credit: Good credit needed (you will probably need at least one credit card open for more than a year)
  • Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card.
  • Credit bureau: Chase Bank will usually pull your Experian credit report
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined.
  • Check application status: You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
  • Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).

  • Downgrade options: The Chase United Quest card can be downgraded to the Chase United Gateway ($0). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.

Approval Monitor (submitted by HelpMeBuildCredit users)

100% Approved
773 Avg. Score of those approved
0% Denied
Approved 100% (8)
Denied 0% (0)

Credit limit range $5,000-$21,300

Avg. Credit limit$14,738

Approved 100% (8)
Denied 0% (0)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Welcome Offer Eligibility
This United Quest Card is not available to either current cardmembers of the United Quest credit card or if you received a welcome bonus on the United Quest credit card within the last 24 months.
Card Details And Benefits
Anniversary Bonus Points

Starting after your first year anniversary, you will receive up to 10,000 bonus points after redeeming United points for a United award flight (max 2 timer per cardmember anniversary year).

Auto Rental Collision Insurance

Worldwide primary coverage on rentals up to 31 days.

Credits

Receive up to $125 back on United purchases each card anniversary year.

Extended Warranty Protection

Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less).

Extra Redemption Value

Starting after your first year anniversary you will receive 5,000 bonus points after redeeming United points for a United award flight (max 2 timer per cardmember anniversary year). Expanded Award Availability on United flights when booking award flights.

Free Baggage

First and second checked bags free for you and one companion on United flights. Plus receive a free carry-on bag even with a basic economy ticket. The ticket must be purchased with your United credit card and your MileagePlus number must be added to the reservation.

Global Entry and TSA pre-check

Get a statement credit for Global Entry, TSA Precheck, or NEXUS every 4 years.

Inflight Savings

Receive 25% back (statement credit) on United for inflight purchases of Wifi, food and drinks.

Lost Luggage Reimbursement

Get up to $3,000 per person for lost or damaged luggage.

Luggage delay insurance

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.

Priority Boarding

Get complimentary priority boarding on United flights.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per passenger and $6,000 per trip for non-refundable flight tickets.

Trip Delay Reimbursement

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

Upgraded Statuses

Get boosted to a higher status faster! Earn up to 6,000 bonus Premier Qualifying Points. Earn 25 PQPs for every $500 you spend with your card (up to 6,000 PQPs per calendar year).

How can the points be used?
Award flights

The points can be used at approximately 1 penny per point to book award flights with one of the following United airline partners:

  • United Airlines
  • Aegean Airlines
  • Air Canada
  • Air China
  • Air India
  • Air New Zealand
  • All Nippon Airways (ANA)
  • Austrian Airlines
  • Avianca
  • Brussels Airlines
  • Copa Airlines
  • Croatia Airlines
  • EgyptAir
  • Ethiopian Airlines
  • EVA Air
  • LOT Polish Airlines
  • Lufthansa
  • Scandinavian Airlines (SAS)
  • Shenzhen Airlines
  • Singapore Airlines
  • South African Airways
  • Swiss Airlines
  • TAP Portugal
  • Thai Airways
How to book

You can book award flights using your United miles with United Airlines and its partners here.

Pay Yourself Back

You can also PayYourselfBack by paying for the annual fee on your card and offsetting the fee with points. You can get 1.6 cents per point.

Good redemptions

United has switched to dynamic pricing almost entirely, but this “almost” thingy means there are still some remnants of normal values United once maintained in its award chart. You can still find some saver awards (which are very mediocre, at best), but the only way to find these awards is to look for your dates and destination. Fortunately, you can still see monthly calendars if you’re flexible with your dates.

Here’s why United MileagePlus is still relevant:

  • You most probably have some United miles in your coffers
  • United miles don’t expire
  • United elite members and credit card holders have access to better Saver award space
  • The United award search engine interface is easy to use
  • United has a huge number of partners, which makes it easier to find Saver availability
  • There are no fuel surcharges ever
  • United offers a free stopover on a round-trip award ticket (Excursionist Perk)

Additional Resources

People also viewed:

image

Ink Business Preferred

image

Ink Business Unlimited

image

Ink Business Cash

image

Marriott Bonvoy Boundless

image

U.S. Bank Business Leverage

image

Alaska Airline Business

image

Alaska Airlines Visa

image

Iberia Visa

image

Aer Lingus Visa

image

British Airways

image

Hawaiian Business

image

Chase Sapphire Preferred

image

Citi Premier Card

image

Altitude Connect

image

Citi AAdvantage Platinum

image

United Business

image

Aeroplan Credit Card

image

Hilton Honors Business

image

SKYPASS Signature Business

image

AAdvantage Platinum Business

image

Miles & More

image

Amex Hilton Surpass

image

SKYPASS Select Signature

image

Southwest Performance Business

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again