Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
The Discover It Chrome card will get you your moneys worth in gas and restaurant points. plus earn unlimited 1% cash back on all other purchases. Plus on top of all this get your cash back matched after your first card member anniversary year!
- New credit ok
- Discover will only approve you for one card every 12 months, and they only allow a total of 2 open Discover credit cards
- Discover will usually pull your Experian credit report. If you freeze your Experian credit report then Discover will be glad to pull from either TransUnion or Equifax
- You can check your application status here or call 1 800 347 2683
- No reconsideration line
- Balance transfer fee: 3%
- You cannot transfer balances from other credit cards issued by Discover
- To receive the Intro APR Offer, transfers must be completed within the first approx 60 days of account opening (Discover will give you the exact date on the cardmembers terms and conditions
- No penalty APR
- Cash back never expires
- Free FICO score
- No Foreign Transaction Fee