🚀 Our new App is live!  Signup

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers
card_name

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn a $25 statement credit after signing up for automatic payments within the first 3 months.

Bonus Value

Approximately $25

Annual Fee

$0

Card Rewards

5% cashback on Lyft

1.5% cashback on all purchases

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: May 24, 2024 | Credit Card Review
Card Overview

The card_name card is a good starters card. It’s easy to get approved for with no previous credit and you will earn 1.5% cashback on all purchases, which will add to your Ultimate Rewards points.  

Card-Smart Tips & Advice
  • Credit: Fair credit Ok. It's recommended to have a Chase checking or savings account with a balance of $250 or more. The account must be opened before you apply for the card, though you can deposit the $250 or more within 48 hours of applying for the card.
  • Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more personal cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Credit bureau: Chase Bank will usually pull your Experian credit report
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined.
  • Check application status: You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • Reconsideration: If you get declined then you can call 1 888 609 7805 to be reconsidered
  • Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login). You can also request Chase to overnight your physical card by calling Chase customer service.

Approval Monitor (submitted by HelpMeBuildCredit users)

85% Approved
628 Avg. Score of those approved
15% Denied
Approved 85% (11)
Denied 15% (2)

Credit limit range $500-$25,000

Avg. Credit limit$4,236

Approved 85% (11)
Denied 15% (2)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Welcome Offer Eligibility
The Chase Freedom Rise is not available to either current cardmembers of this credit card, or previous cardmembers of the Chase Freedom Rise who received a welcome bonus for the Freedom Rise within the last 24 months.
Card Details And Benefits
Extended Warranty

Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less).

Foreign Transaction Fee

3%

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $1,500 per passenger and $6,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more.

People also viewed:

image

Quicksilver Student

image

SavorOne Student

image

Travel Rewards Students

image

Discover It

image

Capital One Platinum

image

Quicksilver Secured

image

Discover It Miles

image

Discover It Secured

image

Discover It Student Cash

image

Platinum Secured

image

Cash Visa Secured

image

Altitude Go Secured

image

Customized Cash Rewards Secured

image

TD Cash Secured

image

Citi Secured Mastercard

image

BankAmericard® Secured

image

AAA Travel Advantage

image

AAA Daily Advantage

image

Signify Business Cash

image

Breeze Easy

image

Venture X Business

image

Business Altitude Power

image

TD Clear Platinum

image

SKYPASS SkyBlue

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Receive details of all new credit card offers, right in your inbox.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again