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Business Advantage Travel Rewards World Mastercard

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welcome offer

Earn 30,000 points after spending $3,000 within the first 90 days. Intro 0% APR for 9 months on purchases (after that 14.49% - 24.49% variable).

Bonus Value

Approximately $300

Annual Fee

$0

Card Rewards

3 points on travel booked with Bank Of America travel

1.5 points everywhere else

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Business Advantage Travel Rewards World Mastercard is great for businesses racking up on those BOA travel. Bank Of America Business Platinum Members will earn 75% bonus points, which equals to a nice amount of points. With benefits including auto rental insurance and no foreign transaction fee, your business trips are well secured.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • It is advised to have a Bank Of America business checking account for a better chance of approval.
  • Step by step guide how to apply without an LLC or C-Corp
  • Max cards: Bank of America will not approve you for their credit card if you opened more than 2 cards in the past 12 months, even if it’s from other issuers.  Except if your a BOA bank account holder, then, you can get approved even if you opened up to 6 cards in 12 months
  • 24 month rule: You "may" not be eligible for a new card if your business entity currently has, or has had, another business card with Bank of America in the past 24 month period
  • Apply for two cards: If you apply for one Bank Of America card and get approved, it is recommended to apply for a second card since Bank Of America is very good about approving for two cards, even within the same day

  • Not reported on personal credit reports: Bank Of America will not report business credit cards on personal credit reports.
  • Credit bureau: Bank Of America will usually pull your Experian credit report (if you freeze Experian then Bank Of America  pull your TransUnion credit report)
  • Combining same-day credit inquiries: Credit inquiries for all Personal BOA cards for same-day applications will be combined; also, Credit inquiries for all Business BOA cards for same-day applications will be combined.
  • Check application status: You can check your application status  here
  • Reconsideration: If declined you can call 1-888-762-5486 to be reconsidered
  • Quickest way to get my card: You can request Bank of America to expedite your physical card by calling Bank of America customer service. Bank of America will in most cases not offer an instant credit card number for your new card.

Approval Monitor (submitted by HelpMeBuildCredit users)

100% Approved
641 Avg. Score of those approved
0% Denied
Approved 100% (3)
Denied 0% (0)

Credit limit range $32,000-$32,000

Avg. Credit limit$32,000

Approved 100% (3)
Denied 0% (0)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

Welcome Offer Eligibility
You "may" not be eligible for a new card if your business entity currently has, or has had, another business card with Bank of America in the past 24 month period.
Card Details And Benefits
Foreign Transaction Fee

No foreign transaction fee.

Extra Redemption Value

Bank of America Business Platinum members earn 75% bonus points which equal 4.12 points on BOA travel and 2.62 on all other purchases.

Get started Card not affiliated
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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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