Tips On How to Co-sign Responsibly

Tips On How to Co-sign Responsibly

Many people who are homeowners today would not have been able to do it without a co-signer. Co-signing on a mortgage loan is one of the biggest favors you can do for your child, relative, or friend who is looking to buy a home. But co-signing on a mortgage puts a lot...
Know Your Rights- The FCRA

Know Your Rights- The FCRA

The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA, as they do not have the time to read all those hard to understand English pages. In this post, I will give you, in...
NYC Collection Laws

NYC Collection Laws

Debt collector agencies are the category for which the DCA receives the most complaints. Therefore, the DCA has beefed up the consumer protection laws against debt collectors. If a debt collector violates one of these laws they can be fined $1000 or more per incident....