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Card Overview
The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. And unlimited 1.5% cashback on all other purchases. You will get intro 0% APR for 15 months on purchases and balance transfers. And some basic credit card benefits.
Card-Smart Tips & Advice
- Good credit needed
- You might need a Wells Fargo bank account in order to get approved for some of their credit cards
- You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months
- Wells Fargo will usually pull your Experian credit report
- You can check your application status here or call 1 800 967 9521
- If declined you can call 1 866 412 5956 to have your application reconsidered
Balance Transfer Terms
- Balance transfer fee: 3% or $5, whichever is greater
- You cannot transfer balances from other credit cards issued by Wells Fargo bank
- To receive the Intro APR Offer, transfers must be completed within the first 120 days of account opening
- No penalty APR
Welcome Offer Eligibility
You are eligible to earn the welcome bonus even if you received a welcome bonus on the Wells Fargo Cash Wise in the past. You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months
Card Details And Benefits
- Auto Rental Collision Insurance
- Cell Phone Protection
