Wells Fargo Cash Wise

welcome offer

Earn $150 after $500 spent within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers.

Bonus Cash Value

Approximately $150*

Annual Fee

$0

Card Rewards

1.8% cashback for the first 12 months, on purchases made with Apple Pay or Google Pay

1.5% cashback on all purchases

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. And unlimited 1.5% cashback on all other purchases. You will get intro 0% APR for 15 months on purchases and balance transfers. And some basic credit card benefits.

Card-Smart Tips & Advice
  • Good credit needed
  • You may not be eligible for an introductory annual percentage rate if you opened a Wells Fargo credit card within the last 15 months of the date of this application
  • You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months
  • Wells Fargo will usually pull your Experian credit report
  • You can check your application status  here  or call 1 800 967 9521
  • If declined you can call 1 866 412 5956 to have your application reconsidered
Balance Transfer Terms
  • Balance transfer fee: 3% or $5, whichever is greater
  • You cannot transfer balances from other credit cards issued by Wells Fargo bank
  • To receive the Intro APR Offer, transfers must be completed within the first 120 days of account opening
  • No penalty APR
Welcome Offer Eligibility
You are eligible to earn the welcome bonus even if you received a welcome bonus on the Wells Fargo Cash Wise in the past. You may not qualify for an additional Wells Fargo Credit Card if you have opened a Wells Fargo Credit Card in the last 6 months
Card Details And Benefits
  • Auto Rental Collision Insurance
  • Cell Phone Protection

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    *The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

    Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
    The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
    Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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