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Wells Fargo Autograph Journey℠ Card

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 60,000 points after spending $4,000 within the first 3 months.

Bonus Value

Approximately $600

Annual Fee

$95

Card Rewards

5 points on hotels

4 points on airlines

3 points on restaurants and other travel

1 point on other purchases

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam
Card Overview

The Wells Fargo Autograph Journey℠ Card is a new low annual-fee travel card card. It offers great rewards on hotels, airlines, and general travel, as well as basic travel benefits. The card also comes along with a $50 statement credit each cardmember year after making your first airline purchase of at least $50.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Max-cards: You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months
  • Credit report: Wells Fargo will usually pull your Experian credit report (in some states they pull Experian and Equifax)
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
  • Check application status: You can check your application status  here  or call 1 800 967 9521
  • Reconsideration: If declined you can call 1 866 412 5956 to have your application reconsidered
  • Quickest way to get my card: Your physical card can be expedited for a $16 fee. Wells Fargo will not offer an instant credit card number for your new card

Card Details And Benefits
Credits

Earn a one-time $50 statement credit each cardmember year after making your first airline purchase of at least $50.

Auto CDW Insurance

Primary coverage on rentals outside the U.S. (excluding rentals in Israel, Jamaica, the Republic of Ireland, or Northern Ireland), and secondary coverage on rentals within the U.S.. Coverage is for rentals up to 15 days within the U.S. and up to 31 days outside the U.S.. Max $50,000.

Cell Phone Protection

Get reimbursed for up to $1,000 per claim (with a $25 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Wells Fargo Autograph Journey card. Max 2 claims per year, max $2,000 per year.

Foreign Transaction Fee

No Foreign Transaction Fees

Lost Luggage Insurance

Get up to $3,000 per trip for lost or damaged luggage while traveling by a common carrier.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $1,000,000 in compensation.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $15,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more.

Roadside Assistance

Available for all eligible cardholders 24/7.

How can the points be used?
Transfer to airline and hotel programs

You can transfer your points to any of the following airline and hotel programs:

Airline partners:

Transfer Ratio
Avianca LifeMiles 1:1
British Airways Executive Club 1:1
Iberia Plus 1:1
Aer Lingus Aer Club 1:1
Air France KLM Flying Blue 1:1
Choice Privileges 1:2
Get Started Card not affiliated
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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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