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welcome offer

Earn $150 after spending $500 within the first 3 months. Intro 0% APR for 6 months on purchases and for 15 months on balance transfers (after that 12.99%, 17.99% or 22.99% variable).

Bonus Value

Approximately $150*

Annual Fee

$0

Card Rewards

3% cash back on dining

2% cash back on groceries

1% cash back on everything else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The TD Cash card is great for typical spending. You will earn 3% cashback on dining, 2% cashback on groceries. There is no fee for foreign transaction. With no annual fee, this is a great card for everyday necessities. Plus, get 0% APR for 15 months on purchases and balance transfers.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Credit bureau: TD bank will usually pull your Experian credit report
  • Check application status: You can check your application status by calling 1 888 561 8861

Recent Approvals and Denials (as submitted by Help Me Build Credit users)

75% Approved
764 Avg. Score of those approved
25% Denied
Approved 75%
Denied 25%

Credit limit range $3,000-$3,000

Avg. Credit limit$3,000

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

Balance Transfer Terms
  • Balance transfer fee: 3% or $5, whichever is greater
  • You cannot transfer balances from other credit cards issued by TD bank
  • It seems like you have the full 15 months to request the balance transfer to receive the Intro 0% APR offer
  • No penalty APR
Welcome Offer Eligibility
You are eligible for the welcome offer even if you already received a welcome offer on the TD Cash card in the past
Card Details And Benefits
Foreign Transaction Fee

3%

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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