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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

There is no welcome offer on this card.

Bonus Value

Approximately $0

Annual Fee

$0

Card Rewards

1.5% cashback on purchases

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: January 29, 2024 | Credit Card Review
Card Overview

Ramp is one of America's fastest-growing corporate cards. Every Ramp card comes along with advanced expense management, bill payments, accounting automation, and reporting—all in one easy-to-use and free solution. You can create as many virtual and physical cards as you want for all your employees and set controls on how much and where they could spend. For example, you can set that your trucker should only be able to use their card for gas, etc. You will also earn 1.5% cashback on purchases. Plus, the card has no foreign transaction fees

Card-Smart Tips & Advice
  • Credit: No personal credit is needed. Ramp will not check your personal credit when you apply
  • Your credit limit will be determined based on activity and cash balances in your linked business checking account
  • You usually need a steady average of $75k in your business checking account in order to get approved
  • Your business needs to spend a min of $10,000 on credit cards
Card Details And Benefits

Using the Ramp card can save you many hours each month on bookkeeping and accounting. With the Ramp advanced software, you are able to categorize transactions in real-time, collect receipts as the transactions happen, and much more.  With Ramp, you enjoy in-debt insights into your entire company’s spending, control your budgets on each project, and close your books each month faster and more sufficient.

 

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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