Discover It

welcome offer

Earn $50 after approved for the card. Intro 0% APR for 14 months on purchases and balance transfers.

Bonus Cash Value

Approximately $50*

Annual Fee

$0

Card Rewards

5% cashback bonus at different places each quarter

1% cashback everywhere else

All cashback earned the first year is matched

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Discover It is a fairly easy credit card to get approved. Great US-based customer service. Plus, all cash back earned the first year will be matched!

Card-Smart Tips & Advice
  • New credit ok
  • You can only have a total of 2 Discover credit cards
  • Discover will not approve you for more than 1 credit card within every 12 months
  • Discover will usually pull your Experian credit report. If you freeze your Experian credit report then Discover will be glad to pull from either TransUnion or Equifax.
  • You can check your application status  here  or call 1 800 347 2683
  • No reconsideration line
Balance Transfer Terms
  • Balance transfer fee: 3%
  • You cannot transfer balances from other credit cards issued by Discover
  • To receive the Intro APR Offer, transfers must be completed within the first approx 60 days of account opening (Discover will give you the exact date on the cardmembers terms and conditions
  • No penalty APR
Card Details And Benefits
  • No Foreign Transaction Fee

Search Recent Approvals

Filtered by:
Sep 22, 2020
Approved

Discover It

Credit limit : $1,000
Score : 730
Annual Income : $90,000
Applied from : New York
Bureau : N/A
Age Of Credit History: 1 year
Limit : $1,000
Score : 730
Bureau : N/A
Income : $90,000
Credit Age: 1 year
State : New York
Approved
Aug 27, 2020
Approved

Discover It

Credit limit : $1,000
Score : 710
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $1,000
Score : 710
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 27, 2020
Approved

Discover It

Credit limit : $8,500
Score : 780
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $8,500
Score : 780
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 27, 2020
Declined

Discover It

Credit limit : N/A
Score : 714
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : N/A
Score : 714
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Declined
Aug 26, 2020
Approved

Discover It

Credit limit : $2,000
Score : 726
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $2,000
Score : 726
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 26, 2020
Approved

Discover It

Credit limit : $3,500
Score : 670
Annual Income : N/A
Applied from : New York
Bureau : Experian
Age Of Credit History: Over 12 years
Limit : $3,500
Score : 670
Bureau : Experian
Income : N/A
Credit Age: Over 12 years
State : New York
Approved
Notes: There’s a link that you can check if your pre - approved , so I checked there & it said I was pre - approved . So I went ahead & Applied , ( even my score is low )
Aug 20, 2020
Approved

Discover It

Credit limit : $1,000
Score : 685
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $1,000
Score : 685
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 03, 2020
Approved

Discover It

Credit limit : N/A
Score : 740
Annual Income : N/A
Applied from : New York
Bureau : TransUnion
Age Of Credit History: N/A
Limit : N/A
Score : 740
Bureau : TransUnion
Income : N/A
Credit Age: N/A
State : New York
Approved
Notes: Experian was locked i requested a rep via chat to pull TU

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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