Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Like everything Apple, they re-thought cards from bottom up. The ease of signing up is remarkable. Get categorized spending with the colors of your card changing according to your spending. The Apple Card is a awesome card for someone that is an Apple fan or tech lover.
- Credit: Good credit needed
- You must have a compatible iPhone: You must own a compatible iPhone with the latest iOS version
- Credit bureau: Goldman Sachs Bank will usually pull your Transunion credit report (some times only a soft pull)
- Does not report to Equifax: Apple card only reports payment history to Experian and Transunion, not Equifax
- Check application status: To check application status you can check your Wallet app that will indicate your application is in review
- Account updates: Updates regarding your Apple Card application will be sent to the primary email address associated with your Apple ID
- Reconsideration: If declined due to identity verification issues you can contact Apple Support
Quickest way to get my card: Your new card will be available in your Apple wallet immediately after you get approved. The Apple titanium physical credit card cannot be expedited
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $250-$20,000
Avg. Credit limit$4,864
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application