🚀 Our new App is live!  Signup

🔥Insane! 150k points! See details 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.



Your Downgrade Options For Barclays Credit Cards [2023]

- Jul 13, 2023 Credit Card Info2 comments

We are in the midst of posting a series on downgrade options for each bank’s credit cards. This time it’s Barclays turn (see our other posts covering Chase, Capital One, Amex, and Citi).

In this post we will discuss the downgrade options for Barclays credit cards.

Downgrade rules for Barclays credit cards

  • Same family: You can only product change a card within the same card family or brand. 
  • Personal to business: You can only downgrade personal cards to personal cards and business cards to business cards (Barclays business cards do not have downgrade options).
  • Not always available: Downgrades are NOT guaranteed. They are only available upon eligibility – it’s recommended to ask for a supervisor as they may be able to do downgrades in some cases even if the front rep is not able to.
    If you swipe up a lot on your Barclays cards then that would help to make you eligible for a downgrade.
  • Annual fee refund: If you downgrade or close a Barclays card within 60 days of when your annual fee was charged then Barclays will refund you the full annual fee amount.
Don't use your credit card for less then $2 a month!

Watch on YouTube! Subscribe for weekly great credit tips

Watch Now

Downgrade options for Barclays credit cards

Barclays JetBlue Plus ($99)

You can downgrade the JetBlue Plus ($99) to the JetBlue card ($0) upon eligibility.

Barclays AAdvantage Aviator Red ($99)

You can downgrade the Barclays AAdvantage Aviator Red ($99) to the Barclays AAdvantage Aviator ($0) upon eligibility.

Barclaycard Arrival Plus ($89)- No longer available for new applicants 

You can downgrade the Barclaycard Arrival Plus ($89) to the Barclaycard Arrival ($0) upon eligibility.

Barclays Wyndham Earner Plus ($75)

You can downgrade the Wyndham Earner Plus ($75) to the Wyndham Earner ($0) upon eligibility.

JetBlue Business ($99)

There is no downgrade option for the Jetblue Business card ($99).

Barclays Aviator Business ($95)

There is no downgrade option for the Barclays Aviator Business card ($95).

Frequently asked questions
Can I downgrade the Miles & More credit card?
Unfortunately, there are no downgrade options

Was this article helpful?

Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.


  1. What about Barclays Miles and More Lufthansa?

  2. Curious if anyone has had success downgrading their Barclays credit card. I’ve had a Barclays Arrival Plus card for approx 8 years. Always pay my bills on time (in full) and have excellent credit. I just called and asked to downgrade the card to one with no annual fee (such as to the Barclay Arrival card that’s mentioned on this webpage). They said they had no downgrade options for me. I’m planning to close the account if I can’t downgrade the card to one without an annual fee, but I’d rather not do that since that will have a slight negative effect on my credit score. Any tips?


Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

best offers

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

Capital One Spark Cash Plus

Earn $1,200 after spending $30,000 within the first 3 months.

more info

Miles & More World Elite Mastercard

Earn 100,000 points after spending $3,000 and paying the annual fee within the first 90 days.

Intro 0% APR for 15 months on balance transfers (after that 21.24%, 25.24% or 29.99% variable). The balance transfer fee is 5% or $5, whichever is greater.

more info

You May Also Like

Top 10 Credit Cards For Restaurant Purchases [2023]

Top 10 Credit Cards For Restaurant Purchases [2023]

Appetizers, menus, dim lighting, table setting, waiters, gourmet food, desserts. If any of these words resonate with you or if you tend to frequent restaurants often (even if it’s just pizza!), you might want to choose a credit card from the list below. While enjoying...

read more
Why The GM Business Card Is A Great Intro 0% APR Option

Why The GM Business Card Is A Great Intro 0% APR Option

Interest rates on regular business loans are currently on record highs. Many business owners are turning to intro 0% APR business credit cards in order to keep their business cash flowing. With an intro 0% APR business card you get to carry a balance on that credit...

read more
Capital One Adds 48-Month Language To Many Cards

Capital One Adds 48-Month Language To Many Cards

There used to be no restrictions for getting the bonus on the same Capital One cards multiple times. The official terms used to state that “The bonus may not be available for existing or previous account holders”. But in real life it was not enforced. They easily...

read more

Download link sent

Got it * please check your promotional inbox

Error sending download link

Try Again