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What Is The Difference Between The Chase Ink Cash And Chase Ink Unlimited

- Oct 24, 2023 Credit Card Info0 comments

Update: Offer expired

Both the card_name and card_name have the same welcome offer of 90,000 points after you spend $6,000 within three months. They both have no annual fee and they both offer 0% APR for 12 months. So what is the difference between the two cards? 

The only difference is the reward categories. Here are the details.

Category rewards for Ink Cash and Ink Unlimited

The card_name earns:

5 points on up to $25,000 spent annually at the following categories: 

  • Office supply stores, (Staples, Office Depot, etc.) 
  • Internet, cable, and phone services
  • Lyft Rides

2 points on up to $25,000 spent annually at the following categories: 

  • Gas 
  • Restaurants 

1 point on all other purchases.

The card_name earns: 

1.5 points on all purchases (and 5 points on Lyft Rides)

Which one is better?

Being that the only difference is the rewards then choosing a winner will depend on which categories you plan on using the card.

If you spend a lot in office supplies stores then your best pick would be the card_name (earning 5 points). But if you’re planning on using the card for general purchases then the card_name would be better (earning 1.5 points on all purchases). 

 

Can't decide? Get both!

Chase is now approving people easily for both cards. You can get both and designate the card_name to pay your cell phone bills and for office supplies and earn 5 points, and get the card_name for other purchases. 

To learn how to get approved for both Ink cards, read this post.

Card Details
Welcome Bonus

Earn a total of 75,000 points. Earn 35,000 points after spending $3,000 within the first 3 monthsPlusearn an additional 40,000 points after spending a total of $6,000 within the first 6 months.

Intro 0% APR for 12 months on purchases (after that 18.49% to 24.49% variable).

Earn 75,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 18.49% to 24.49% variable).

Annual Fee
Rewards

– 5 points on up to $25,000 spent in combined purchases each account anniversary year on office supply stores, internet, cable, and phone services
– 5 points on Lyft rides
– 2 points on up to $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
– 1 point on all other purchases

– 5 points on Lyft rides
– Unlimited 1.5 points on all other purchases

Benefits

Frequently asked questions
Can I combine points on the Ink cards?
Yes, except for the Ink Premier which can't be transferred
Can I move credit limits from one Chase business card to another?
Yes, except for the Ink Premier which you can only transfer credit limits to but not from the Ink Premier

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Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

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