Update: Offer expired
Both the card_name and card_name have the same welcome offer of 90,000 points after you spend $6,000 within three months. They both have no annual fee and they both offer 0% APR for 12 months. So what is the difference between the two cards?
The only difference is the reward categories. Here are the details.
Category rewards for Ink Cash and Ink Unlimited
The card_name earns:
5 points on up to $25,000 spent annually at the following categories:
- Office supply stores, (Staples, Office Depot, etc.)
- Internet, cable, and phone services
- Lyft Rides
2 points on up to $25,000 spent annually at the following categories:
- Gas
- Restaurants
1 point on all other purchases.
The card_name earns:
1.5 points on all purchases (and 5 points on Lyft Rides)
Which one is better?
Being that the only difference is the rewards then choosing a winner will depend on which categories you plan on using the card.
If you spend a lot in office supplies stores then your best pick would be the card_name (earning 5 points). But if you’re planning on using the card for general purchases then the card_name would be better (earning 1.5 points on all purchases).
Can't decide? Get both!
Chase is now approving people easily for both cards. You can get both and designate the card_name to pay your cell phone bills and for office supplies and earn 5 points, and get the card_name for other purchases.
To learn how to get approved for both Ink cards, read this post.
Earn a total of 75,000 points. Earn 35,000 points after spending $3,000 within the first 3 months. Plus, earn an additional 40,000 points after spending a total of $6,000 within the first 6 months. Intro 0% APR for 12 months on purchases (after that 18.49% to 24.49% variable). Earn 75,000 points after spending $6,000 within the first 3 months. Intro 0% APR for 12 months on purchases (after that 18.49% to 24.49% variable). No Annual Fee No Annual Fee – 5 points on up to $25,000 spent in combined purchases each account anniversary year on office supply stores, internet, cable, and phone services – 5 points on Lyft rides
– 5 points on Lyft rides
– 2 points on up to $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
– 1 point on all other purchases
– Unlimited 1.5 points on all other purchases
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