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The Best Credit Cards For Groceries [2025]

There is no way to avoid the grocery, unless you decide to go hungry…

But you can at least choose a credit card to use at the grocery so that you can earn rewards on your purchases.

Here are the best ones.

Best credit cards to use for groceries

1. card_name

Annual fee: $95 (waived 1st year)

Grocery rewards: Earn 6% cashback at U.S. supermarkets on up to $6,000 per year

Get the card>>

2. Chase Freedom Flex

Annual fee: $0

Grocery rewards: Earn 5 points at grocery stores (excluding Walmart® and Target®), on Norwegian Cruise Line®, at fitness clubs & gym memberships, and on spa services, on up to $1,500 in combined purchases. Activate by 03/14/2025. (From 01/01/2025 until 03/31/2025). (approximate rewards value 1.0-1.5 cents per point)

Get the card>>

3. card_name

Annual fee: $0

Grocery rewards: Earn 5% cashback on purchases in your top eligible category each billing cycle, on up to the first $500 spent per billing cycle, then 1% cashback. Eligible categories are restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.

Get the card>>

4. AAA Daily Advantage Visa Signature® Credit Card

Annual fee: $0

Grocery rewards: Earn 5% cashback on groceries, on up to $500 per year

Get the card>>

5. Choice Privileges® Select Mastercard®

Annual fee: $95

Grocery rewards: Earn 5 points on groceries (approximate rewards value 0.7 cents per point)

Get the card>>

6. card_name

Annual fee: $325

Grocery rewards: Earn 4 points at U.S. supermarkets on up to $25,000 per calendar year (approximate rewards value 1.0-1.3 cents per point)

Get the card>>

7. Verizon Visa Card

Annual fee: $0

Grocery rewards: Earn 4% on groceries (approximate rewards value 1.0 cents per point)

Get the card>>

8. card_name

Annual fee: $95

Grocery rewards: Earn 3 points on groceries (approximate rewards value 1.0-1.45 cents per point)

Get the card>>

9. card_name

Annual fee: $0

Grocery rewards: Earn 3% cashback at U.S. supermarkets on up to $6,000 spent in yearly purchases

Get the card>>

10. card_name

Annual fee: $0

Grocery rewards: Earn 3% cashback at grocery stores (excluding superstores like Walmart(R) and Target(R))

Get the card>>

11. card_name

Annual fee: $0

Grocery rewards: Earn 3% and 2% cashback on the categories you choose each quarter. Eligible categories are dining, gas, groceries, entertainment, and travel.

Get the card>>

Frequently asked questions
Do kosher groceries code as groceries?
Most of them do. Just note that Bingo is a wholesale club, not a grocery

Today's best offers

The Business Platinum Card from American Express

Earn 150,000 points after spending $20,000 within the first 3 months.

More

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

More

The New United℠ Business Card

Earn 125,000 miles after spending $5,000 within the first 3 months.

More

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Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

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The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

Today's best offers

The Business Platinum Card from American Express

Earn 150,000 points after spending $20,000 within the first 3 months.

More

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

More

The New United℠ Business Card

Earn 125,000 miles after spending $5,000 within the first 3 months.

More
The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

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