There is no way to avoid the grocery, unless you decide to go hungry…
But you can at least choose a credit card to use at the grocery so that you can earn rewards on your purchases.
Here are the best ones.
Best credit cards to use for groceries
1. card_name
Annual fee: $95 (waived 1st year)
Grocery rewards: Earn 6% cashback at U.S. supermarkets on up to $6,000 per year
Annual fee: $0
Grocery rewards: Earn 5 points at grocery stores (excluding Walmart® and Target®), on Norwegian Cruise Line®, at fitness clubs & gym memberships, and on spa services, on up to $1,500 in combined purchases. Activate by 03/14/2025. (From 01/01/2025 until 03/31/2025). (approximate rewards value 1.0-1.5 cents per point)
3. card_name
Annual fee: $0
Grocery rewards: Earn 5% cashback on purchases in your top eligible category each billing cycle, on up to the first $500 spent per billing cycle, then 1% cashback. Eligible categories are restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.
4. AAA Daily Advantage Visa Signature® Credit Card
Annual fee: $0
Grocery rewards: Earn 5% cashback on groceries, on up to $500 per year
5. Choice Privileges® Select Mastercard®
Annual fee: $95
Grocery rewards: Earn 5 points on groceries (approximate rewards value 0.7 cents per point)
6. card_name
Annual fee: $325
Grocery rewards: Earn 4 points at U.S. supermarkets on up to $25,000 per calendar year (approximate rewards value 1.0-1.3 cents per point)
Annual fee: $0
Grocery rewards: Earn 4% on groceries (approximate rewards value 1.0 cents per point)
8. card_name
Annual fee: $95
Grocery rewards: Earn 3 points on groceries (approximate rewards value 1.0-1.45 cents per point)
9. card_name
Annual fee: $0
Grocery rewards: Earn 3% cashback at U.S. supermarkets on up to $6,000 spent in yearly purchases
10. card_name
Annual fee: $0
Grocery rewards: Earn 3% cashback at grocery stores (excluding superstores like Walmart(R) and Target(R))
11. card_name
Annual fee: $0
Grocery rewards: Earn 3% and 2% cashback on the categories you choose each quarter. Eligible categories are dining, gas, groceries, entertainment, and travel.
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