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The 10 Best Free Credit Cards With No Foreign Transaction Fees [2024]

If you have any travel plans, it would be smart to make sure you have a credit card in your pocket that does not charge foreign transaction fees. You don’t want to be charged a fee every time you swipe your card out of the United States. 

But why pay an annual fee for a card you may end up using only while you’re abroad? (Though you can very well use it at home too).

A credit card with no annual fee, plus no foreign transactions fee, sounds perfect.

Find your options easily using our website

With our Ultimate Credit Card Finder we make it very easy to find the perfect card that fits your needs.  

The Ultimate Credit Card Finder will throw back credit cards in a split second once you filter the card options. Choose a bank, a card type, the benefits you want in a card, and what kind of fees.

So to find the cards with no annual fee and no foreign transaction fees, let’s first set the filter for credit cards with no annual fee.

And then lets click on “No foreign transaction fees”.

In a split second you will get a list of 49 cards that have no annual fee and don’t have foreign transaction fees . 

In this post, we will list the top 10 options. 

The best credit cards with no annual or foreign transaction fees

1. card_name

No annual fee

No foreign transaction fee

Get the card>>

2. card_name

No annual fee

No foreign transaction fee

Get the card>>

3. card_name

No annual fee

No foreign transaction fee

Get the card>>

4. Business Advantage Travel Rewards World Mastercard

No annual fee

No foreign transaction fee

Get the card>>

5. Discover it® Cash Back

No annual fee

No foreign transaction fee

Get the card>>

6. card_name

No annual fee

No foreign transaction fee

Get the card>>

7. card_name

No annual fee

No foreign transaction fee

Get the card>>

8. card_name

No annual fee

No foreign transaction fee

Get the card>>

9. card_name

No annual fee

No foreign transaction fee

Get the card>>

10. RCI Elite Rewards Mastercard

No annual fee

No foreign transaction fee

Get the card>>

Frequently asked questions
Do I need to call my credit card to let them know I'm traveling and they should expect charges abroad?
Most credit cards no longer require you to call. But it is still recommended so that they should not decline your transactions as fraud
Do I have to pay foreign transaction fees if I buy something in China online?
If it is charged in a different currency other than US dollars you will be charged a fee. (Some legal experts claim it's not legit because technically you are not purchasing it aboard, but in real life you will be charged unless you go to court and win.....)
Are there any cards that have no annual fee and no foreign transaction fees?
There are many cards. You can filter them on our website by choosing "no annual fee" and by benefits choose "no foreign transaction fees"
Does the Citi Double Cash have a foreign transaction fee?
Yes.

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Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

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2 Comments

  1. SOFI credit card with unlimited 2% back seems to be a better deal then any of these.

    Reply
    • Thanks. Revised post

      Reply
The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

Today's best offers

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

More

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

More

Ink Business Unlimited Credit Card

Earn 75,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 17.74% to 23.74% variable).

More
The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

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