If you plan to travel soon, it would be smart to make sure you have a credit card in your pocket that does not charge foreign transaction fees. You don’t want to be charged a fee every time you swipe your card in a foreign country.
But why pay an annual fee for a card you may end up using only while you’re abroad? (Though you can very well use it at home too).
A credit card with no annual fee, plus no foreign transactions fee, sounds perfect.
Find your options easily using our website
With our Ultimate Credit Card Finder we make it very easy to find the perfect card that fits your needs.
The Ultimate Credit Card Finder will throw back credit cards in a split second once you filter the card options. Choose a bank, a card type, the benefits you want in a card, and what kind of fees.
So to find the cards with no annual fee and no foreign transaction fees, let’s first set the filter for credit cards with no annual fee.
And then lets click on “No foreign transaction fees”.
In a split second you will get a list of 53 cards that have no annual fee and don’t have foreign transaction fees .
In this post, we will list the top 10 options.
The best credit cards with no annual or foreign transaction fees
1. card_name
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 2% cashback on all purchases (when deposited into your Sofi account, invested, or used to pay back a Sofi loan)
2. card_name
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 5% cashback on hotels and car rentals booked through Capital One Travel, and earn unlimited 1.5 cash back on all purchases
3. card_name
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 2 points at restaurants worldwide, plus takeout and delivery in the U.S., earn 2 points on Delta purchases, and earn 1 point on all other eligible purchases
4. Wells Fargo Business Platinum Card
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 1.5% cashback, or opt for the reward option and receive 1 point on all purchases, plus a bonus 1,000 points after your business spends $1,000 or more in a single billing cycle
5. Business Advantage Travel Rewards World Mastercard Rewards World Mastercard
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 3 points on travel booked with Bank Of America travel, and earn 1.5 points everywhere else
6. Citizens Cash Back Plus World Mastercard
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 1.8% cashback on all purchases
7. card_name
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 5 points at IHG hotels, earn 3 points on dining, gas, and monthly bills (like utilities, internet, cable, phone, streaming services), and earn 2 points everywhere else
8. Capital One Spark Miles Select Business Card
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 5 points at hotels and rental cars booked through Capital One travel, and earn unlimited 1.5 points on all purchases
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn unlimited 1.5 points on all purchases
10. card_name
Annual fee: $0
Foreign Transaction Fee: No foreign transaction fee
Card rewards: Earn 7 points on Hilton purchases made directly with a Hilton hotel or resort, earn 5 points at US supermarkets, US restaurants and US gas stations, and earn 3 points on all other eligible purchases
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SOFI credit card with unlimited 2% back seems to be a better deal then any of these.
Thanks. Revised post