With a busy shopping season plus summer vacation looming close, at least try to gather as many rewards as possible during this hectic and expensive time.
Check out the best offers of April and take your pick.
Top credit card offers of April 2022
1. Amex Platinum
Welcome offer: Earn 150,000 points after spending $6,000 within the first 6 months. Plus earn 10 points at restaurants on up to $25,000 spent within the first 6 months.
Bonus value: Approximately $2000 (approximate rewards value 1.3 cents per point)
Annual fee: $695
2. Amex Platinum Business
Welcome offer: Earn 120,000 points after spending $15,000 within the first 3 months.
Bonus value: Approximately $1,560 (approximate rewards value 1.3 cents per point)
Annual fee: $695
3. Chase Ink Business Preferred
Welcome offer: Earn 100,000 points after spending $15,000 within the first 3 months.
Bonus value: Approximately $1,250 – $1500 (approximate rewards value 1.25 -1.5 cents per point)
Annual fee: $95
4. Miles & More World Elite Mastercard
Welcome offer: Earn a total of 75,000 points. Earn 50,000 points after spending $3,000 within the first 3 months. Plus earn an additional 25,000 points after spending a total of $20,000 within the first year.
Bonus value: Approximately $1125 (approximate rewards value 1.5 cents per point)
Annual fee: $89
5. United Club Infinite
Welcome offer: Earn 120,000 points after spending $6,000 within the first 3 months.
Bonus value: Approximately $1560 (approximate rewards value 1.3 cents per point)
Annual fee: $525
The annual fee is high but the good news is that you can pay the annual fee using your points at a rate of 1.5 cents per point. So even after shaving off 35,000 points to pay the annual fee you’ll still be left with a very nice welcome bonus of 85,000.
You have 90 days to pay yourself back the annual fee (using your points) after the annual fee posts. The annual fee is due about 30 days after you open the account. If at that point you don’t have the bonus miles yet, you can lay out the money and pay yourself back once you have the miles.
6. British Airways Visa Signature Card
Welcome offer: Earn 100,000 points after spending $5,000 within the first 3 months.
Bonus value: Approximately $1,000 -$1200 (approximate rewards value 1 -1.2 cents per point)
Annual fee: $95
7. Aer Lingus Visa Signature Card
Welcome offer: Earn 100,000 points after spending $5,000 within the first 3 months.
Bonus value: Approximately $1,000 -$1200 (approximate rewards value 1 -1.2 cents per point)
Annual fee: $95
8. Capital One Venture X Rewards Credit Card
Welcome offer: Earn 75,000 points after spending $4,000 within the first 3 months.
Bonus value: Approximately $975 (approximate rewards value 1.3 cents per point)
Annual fee: $395
9. Aeroplan World Elite Mastercard
Welcome offer: Up to a 100,000 point value. Earn 2 Flight Reward Certificates, up to 50,000 points each after spending $4,000 within the first 3 months (the certificates don’t expire for as long as you are a cardmember).
Bonus value: Approximately $1,300 (approximate rewards value 1.3 cents per point)
Annual fee: $95
10. Chase Sapphire Preferred
Welcome offer: Earn 60,000 points after spending $4,000 within the first 3 months.
Bonus value: Approximately $900 (approximate rewards value 1.5 cents per point)
Annual fee: $95
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