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PayPal Cashback MasterCard

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

There is no welcome offer on this card.

Bonus Value

Approximately $0

Annual Fee

$0

Card Rewards

3% cashback on PayPal purchases

2% cashback on all other purchases

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: December 19, 2023 | Credit Card Review
Card Overview

With the PayPal Cash MasterCard, you will earn unlimited 2% cashback. But, the card has very limited benefits plus not such great customer service.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • You must have a PayPal account: You must have an account with PayPal in order to apply
  • Soft pull: PayPal will only do a soft pull if you get declined.
  • Credit bureau: Synchrony Bank usually pulls your Transunion credit report
  • Reconsideration: If declined your application cannot be reconsidered

Approval Monitor (submitted by HelpMeBuildCredit users)

86% Approved
696 Avg. Score of those approved
14% Denied
Approved 86% (18)
Denied 14% (3)

Credit limit range $700-$20,000

Avg. Credit limit$6,189

Approved 86% (18)
Denied 14% (3)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Card Details And Benefits
Get Started Card not affiliated
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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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