⚠️ Use credit cards responsibly!

🔥 Wow! Earn 75,000 points! Details

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close

New And Improved Filters To Make Your Credit Card Search Easier

In the past few months we’ve been adding new and improved filters to our Ultimate Credit Card Finder.

We’re always eager to refine the filters and make your search for a credit card a lot easier.

Here’s a breakdown of the newest features added to the Ultimate Credit Card Finder.

Expiring soon filter

We have approximately 200 cards in our Ultimate Credit Card Finder. Plenty of them have limited-time welcome offers.

We never want you to miss a good deal on a card, but how can we expect you to keep track of which credit card welcome offers are expiring? Once an offer expires, you may never have the chance to get it again, so you don’t want that to happen. We want you to catch every welcome offer you have your heart set on, before it expires.

Enter the Expiring Soon filter and labels, which we actually put live already a few months ago.

As one of the Card Options, under the category of best offers, you will see the Expiring Soon filter.

Once you click on expiring soon, the cards that have offers expiring within two weeks will come up.

This way you will never miss an expiring welcome offer. Check out the expiring cards every so often, see a card you want, and then get it in time before it expires!

Expiring soon label

On top of the expiring soon filter, we implemented expiring soon labels on credit cards. 

As you scroll through the credit cards in the Ultimate Credit Card Finder, you might see cards with the red Expiring Soon label. So even without filtering cards with the Expiring Soon filter, by just scrolling through the credit cards, you will be notified by the red label of the offers on cards that are expiring soon.

Filter credit bureaus by your zip code

It is known to all that when you apply for a credit card, the bank does a hard pull from one of the credit bureaus to check your credit. The bank can choose to pull your credit report from one of the three credit bureaus; Experian, Equifax, or Transunion (or all three).  

Different banks have different protocols for which credit bureau they pull your report from. You can check out the list here or find it on every credit card page.

However, there are instances when the bank will pull from a certain credit bureau based on the zip code where you are located and are applying from. 

Therefore, in the Credit Bureau section in the Ultimate Credit Card Finder, we added a field for your zip code.

All you have to do is click on Enter My Zip Code to type your zip code in.

As soon as you put your zip code in, plus choose one of the credit bureaus, the Ultimate Credit Card Finder will filter cards from banks that pull from your selected credit bureau, and take into account your zip code if there are any exceptions or exclusions. So the Ultimate Credit Card Finder will not bring up cards that pull the credit bureaus you wish not to use if the banks will pull that credit bureau, given your zip code.

So the zip code field is there to make the credit bureau filter a lot more accurate.

It may happen that you type your zip code in and nothing comes up.

If that happens, feel free to request your zip code to be added to the database.

Filter business cards that report on your personal report

Another great detail added to the Ultimate Credit Card Finder is the option to filter card types by more than personal, business  and secured cards. 

We now added a filter for business cards that report on personal reports.

Most business cards do not report on your personal report but there are a select few business cards that do report to your personal credit. To find out which ones, all you have to do is filter the Ultimate Credit Card Finder to business cards on your personal report, or you can choose to unselect that box and you will not be bothered with business cards that report on your personal credit report.

Conclusion

These are the newest additions to the Ultimate Credit Card Finder We hope they’re being an asset to your credit card search. 

We’re happy to hear feedback! Drop a line to [email protected] to let us know how it’s working or if you have any personal preferences!

Today's best offers

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

More

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

More

Ink Business Unlimited Credit Card

Earn 75,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 17.49% to 23.49% variable).

More

Was this article helpful?

 

 

avatar_logo
Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.

0 Comments

The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

Today's best offers

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

More

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

More

Ink Business Unlimited Credit Card

Earn 75,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 17.49% to 23.49% variable).

More
The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

You May Also Like

My 2025 Predictions (Or Whatever You Call It)

My 2025 Predictions (Or Whatever You Call It)

Not being able to play the piano is quite OK, but if you can’t play and you’re still playing, that’s a problem.  Some of you might think at this point, hello?! Why are you still predicting? And hey, I have news for you. I’m thinking the same thing.  So I decided...

read more
CardRight Is Turning One Year Old!!

CardRight Is Turning One Year Old!!

It’s a full year since we released our CardRight app! It’s hard to believe! The feedback from our users has been tremendous!  We had a lot more users signed up than I thought would join. Our users are enjoying the many features CardRight offers, and we’re...

read more
Stay Tuned! Exclusive New Interview On The HMBCpodcast!

Stay Tuned! Exclusive New Interview On The HMBCpodcast!

I’m excited to present a new guest to the HMBCpodcast! I had the honor of sitting down with Bryce Van De Moere, an esteemed lawyer. We discussed chargebacks and answered questions sent in by our followers on the topic. Our conversation is very relevant nowadays...

read more
The HMBC WhatsApp Forum Is Finally Live!

The HMBC WhatsApp Forum Is Finally Live!

One of the most requested features that users submitted was for us to add a forum. Over the years we’ve successfully collected thousands of users who include some of the smartest minds in the credit and credit card industry. With an HMBC forum, users can interact with...

read more
Closing The Book On 2023. Here Is What We Accomplished!

Closing The Book On 2023. Here Is What We Accomplished!

Some posts take longer to create than others. This post took us a year to create! As the year comes to a close, here is what we have accomplished during 2023! And of course, a huge shoutout to you and all our other dedicated followers for always having our back and...

read more
success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again