Pesach is less than 30 days away! Time to get (nut) cracking.
As we approach this busy season that often manages to squeeze your wallet dry, you may find that you are temporarily short on cash.
Here are some credit cards that have 0% APR to help your cash flow. However, before you continue, here is a word of caution. 0% APR credit cards should only be used if you are temporarily cash-strapped. For example, you have a cash flow issue due to temporarily being out of a job, a temporary medical issue, etc. It should not be used to aid a lifestyle that is costing you more than you can afford. In such a case, you would only incur more debt and make the hole even larger.
That having been said, below is a perfect list of cards since these are all 0% APR cards that you can have access to instantly very soon after you get approved and just in time for when you need it to start your Pesach shopping.
0% APR cards you can get instantly
1. U.S. Bank Visa Platinum Card
0% APR: Intro 0% APR for 21 months on purchases
Annual Fee: $0
Instant credit card numbers: Available in your mobile wallet or online
Expedited shipping: N/A
2. card_name
0% APR: Intro 0% APR for 18 months on purchases
Annual Fee: $0
Instant credit card numbers: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).
Expedited shipping: You can request Chase to overnight your physical card by calling Chase customer service.
3. card_name
0% APR: Intro 0% APR for 12 months on purchases
Annual Fee: $0 first year, then $95
Instant credit card numbers: Amex will sometimes give you an instant credit card number after approval, but not always.
Expedited shipping: Amex physical credit cards cannot be expedited (except for the Platinum cards) and will arrive after 5-7 business days.
Rewards: Earn 6% cashback at U.S. supermarkets on up to $6,000 per year in purchases. Perfect for the abundance of groceries you will be doing in prep for Pesach.
4. card_name
0% APR: Intro 0% APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: The card_name will be available online immediately after you get approved (the instant card is only for 10% of the credit limit).
Expedited shipping: Citi physical credit cards cannot be expedited and will arrive after 7-10 business days.
Rewards: Earn 5% cashback on purchases in your top eligible category each billing cycle, on up to the first $500 spent per billing cycle, then 1% cashback. Eligible categories include restaurants, gas stations, grocery stores, select travel, home improvement stores, etc.
5. card_name
0% APR: Intro 0% APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).
Expedited shipping: You can request Chase to overnight your physical card by calling Chase customer service.
6. card_name
0% APR: Intro 0% APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: Amex will sometimes give you an instant credit card number after approval, but not always.
Expedited shipping: Amex physical credit cards cannot be expedited (except for the Platinum cards) and will arrive after 5-7 business days.
Rewards: Earn 3% cashback at U.S. supermarkets on up to $6,000 spent in yearly purchases
0% APR: Intro 0% APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: Amex will sometimes give you an instant credit card number after approval, but not always.
Expedited shipping: Amex physical credit cards cannot be expedited (except for the Platinum cards) and will arrive after 5-7 business days.
Rewards: Earn 2 points at U.S. supermarkets. Also, use your card 20 or more times on purchases in a billing period and earn 20% extra points on all purchases
8. card_name
0% APR: Intro 0% APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: Your new card will be available in your Capital One app immediately after you get approved (you might need the 3 digit security code on the back of your card to access it, which means you must wait for your physical card to arrive).
Expedited shipping: Capital One physical credit cards cannot be expedited, only sometimes for replacement cards for a fee.
0% APR: Intro 0 % APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: Amex will sometimes give you an instant credit card number after approval, but not always.
Expedited shipping: Amex physical credit cards cannot be expedited (except for the Platinum cards) and will arrive after 5-7 business days.
10. card_name
0% APR: Intro 0% APR for 15 months on purchases
Annual Fee: $0
Instant credit card numbers: Your new card will be available in your Capital One app immediately after you get approved (you might need the 3 digit security code on the back of your card to access it, which means you must wait for your physical card to arrive).
Expedited shipping: Capital One physical credit cards cannot be expedited, only sometimes for replacement cards for a fee.
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