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Marriott Bonvoy Business


Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.


Marriott Bonvoy Business

Welcome Offer

Limited Time: Earn 75,000 Marriott Bonvoy points after you spend $3,000 in purchases on the Card within your first 3 months. (Terms apply)

Great News: Due to Covid-19, Amex has extended the period to complete the minimum spent for an additional 3 months for all credit cards that are approved between 12/01/19- 5/31/20

Bonus Value

Approximately $650

Annual Fee

$125

Approval terms

  • Good credit is needed.
  • You can only get approved for two Amex cards in 90 days. Amex also has a rule that one customer can’t have more than 5 Amex credit cards (excluding charge cards.) Therefore, if you already have 5 open Amex credit cards you may be declined (this is not always enforced).
  • Step by step guide how to apply without a legal business
  • If declined you can call 1-800-456-1083 to be reconsidered.

Card Details and Benefits

  • Earn 6 points on every dollar spent on Marriott purchases
  • Earn 4 points on for every dollar spent at U.S. restaurants, at U.S. gas stations, on wireless telephone services and on U.S. purchases for shipping.
  • Earn 2 Points on all other purchases
  • Receive 1 Free Night Award every year after your Card account anniversary.
  • Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year.
  • Complimentary Silver Elite Status
  • Each calendar year you can receive credit for 15 nights towards the next level of Marriott Bonvoy Elite status. 
  • No Foreign Transaction Fee
  • Car Rental Collision Damage Waiver
  • Baggage Insurance
  • Purchase Protection
  • Extended Warranty Protection
  • Global Assist Hotline

Key Takeaways

The Marriot Bonvoy Business card will give you an annual free night stay by a Marriot hotel property (can only be used for hotels that charge up to 35k points per night). You will also earn 6 points on every dollar spent on Marriot purchases, 4 points spent on US restaurants, U.S. gas stations and more, and 2 points on all other purchases. The card also comes with various insurances and protections.


Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.

The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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