Select Page

Update: Expired. Mega! 80,000 Points!

- Jan 8, 2023 Credit Card Info, Credit Card Offers0 comments

Last chance! The mega Citi Premier offer of 80,000 points after spending $4,000 within the first 3 months is ending. This is your last chance to get it!

Get the card>>

Here are the details of what credit score is needed in order to be eligible.

What credit score do I need?

Most approvals we’re seeing are for applicants who have a 700+ credit score. There are also many data points of approvals for applicants with scores lower than 700. It seems that Citi is currently being pretty lenient with approvals.

How much credit history do I need?

It is preferable to have at least one year of credit history but we are also seeing some approvals starting at approximately 8 months of credit history.

Are authorized users enough to get approved?

Citi sometimes approves with credit built from authorized users only, if they are really good authorized users, even if you don’t have any of your own credit cards. Just make sure the authorized users have a minimum of one year credit history. YMMV.

Which credit bureau will CitI pull?

If you live in Brooklyn then Citi will usually pull Equifax. In other places, including upstate NY, Citi usually pulls Experian.

Other factors that Citi will look at

Recently, some people are getting declined if they haven’t been using their existing credit cards often or if they have many open accounts on their credit report.

Also, in general, Citi doesn’t approve if they find one or more credit inquiries within the last few days, or two or more credit inquiries on your credit report within the last 6 months.

What credit limits are people getting approved for?

Based on results submitted in our database the average credit limit approved within the last 30 days is $4,750.

Are you eligible for the Citi Premier?

Get it today while the offer is here>>

Was this article helpful?

Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.

0 Comments

Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

Todays
best offers

Ink Business Preferred Credit Card

Earn 100,000 points after spending $15,000 within the first 3 months.

more info

New Business Card! Ink Business Premier(SM) Credit Card

Earn $1,000 after spending $10,000 within the first 3 months.

more info

Ink Business Unlimited Credit Card

Earn 90,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 17.49% to 23.49% variable).

more info

Ink Business Cash Credit Card

Earn 90,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 17.49% to 23.49% variable).

more info

You May Also Like

New Offers On Delta Cards – Earn 70k-100k Bonus Points!

New Offers On Delta Cards – Earn 70k-100k Bonus Points!

Take-off with a couple of great bonus points! Amex just put out new offers on 3 personal Delta cards and 3 business cards. The new offers are around for a limited time only, set to expire on 03/29/23, so make sure to get it while you still can. With these Delta...

read more

Download link sent
succesfully

Got it *please check your promotional inbox

Error sending download link

Try Again