This time of the year is the best time to get the Amex Platinum card or Amex Platinum Business card as you can triple dip the annual credit while only paying the annual fee once.
Here is how
Once the annual fee is charged to your card, you have 30 days from when the next billing cycle ends to cancel the card, and not have to pay the annual fee.
This makes the beginning of December the best time of the year to apply for a Platinum card.
Applicants that apply now can earn a total of $600 in airline incidental fee credits, while only paying the annual fee once.
Here is how:
- Earn $200 from now till January 2023
- Earn $200 from January 2023 till January 2024
- Mid-December (2023), you will be charged the second annual fee
- Collect $200 in January 2024
- Cancel the card mid-January (2024) to avoid paying the second annual fee!
Because you have 30 days (after you’re billed) to cancel the card, you can still collect $200 in January 2024.
The same thing will be true with the $400 Dell credit. If you apply today for the Amex Platinum Business card you can maximize a total of $800 worth of Dell credits while only paying the annual fee once!
Here is how:
- Earn $200 from today till the end of December 2022
- Earn $200 from January till June 2023
- Collect $200 from June till the end of December 2023
- Final $200 in January 2024, before you cancel the card
On an interesting note, the same seems to go for the $179 Clear credit. The credit is per calendar year. If you apply today for the Amex Platinum Business card you can maximize a total of $537 worth of Clear credits, triple dipped.
Here is how:
- $179 from now till the end of December 2022
- $179 Clear credit in 2023
- Get $179 again in 2024 (sign up a spouse or friend)
You can also play it the other way around:
- Use one $179 Clear credit now till the end of December 2022 to sign up a spouse or friend
- Get another $179 Clear credit in 2023 for you
- Get $179 again in 2024 for your second year of Clear
The same will be with the $50 Saks Fifth credit on the Amex Platinum card:
- Earn $50 from today till the end of December 2022
- Earn $50 from January till June 2023
- Collect $50 from June till the end of December 2024
- Final $50 in January 2024, before you cancel the card.
Great welcome bonus
The welcome bonus is currently pretty mega as well.
Earn 150,000 points after spending $6,000 within the first 6 months.
Earn 120,000 points after spending $15,000 within the first 3 months.
Summary
All this should make today the perfect time to get an Amex Platinum card. You triple the annual credits! Plus, get a great welcome bonus!
Earn 150,000 points after spending $15,000 within the first 3 months. Earn 80,000 points after spending $8,000 within the first 6 months (terms apply). Earn 80,000 points after spending $6,000 within the first 6 months (terms apply). Earn 80,000 points after spending $6,000 within the first 6 months (terms apply). $695 – 5 points on flights and prepaid hotels booked on Amex travel – 5 points on flights booked directly with airlines and Amex Travel on the first $500,000 you spend within a calendar year – 5 points on flights and hotels booked directly with airlines or amextravel.com on up to $500,000 annually – 5 points on flights booked directly with airlines and Amex Travel on the first $500,000 you spend within a calendar year No foreign transaction fee. No foreign transaction fee. No foreign transaction fee. No foreign transaction fee. Platinum level $350, Gold level $45, Green level $0 Platinum level $195. Gold Level $0 Platinum level $195. Gold Level $0 Platinum level- first one is free, then $195 per additional cardholder. Gold Level - $0 Complimentary Hilton Gold Status. Marriott Gold Status. National Emerald Club Executive Status. Avis Preferred Club Status (publicly available). New! Hertz President Circle. Plus get an extra 4 hours to return your car (For the 4-hour grace period you need to use the Amex Platinum CDP ) Hilton Gold status. Marriott Gold status. Uber VIP. National Emerald Club Executive status. Avis Preferred Club status (publicly available). New! Hertz President Circle. Plus get an extra 4 hours to return your car (For the 4-hour grace period you need to use the Amex Platinum CDP ) Hilton Gold status. Marriott Gold status. Uber VIP. National Emerald Club Executive status. Avis Preferred Club status (publicly available). New! Hertz President Circle. Plus get an extra 4 hours to return your car (For the 4-hour grace period you need to use the Amex Platinum CDP ) Hilton Gold status. Marriott Gold status. Uber VIP. National Emerald Club Executive status. Avis Preferred Club status (publicly available). New! Hertz President Circle. Plus get an extra 4 hours to return your car (For the 4-hour grace period you need to use the Amex Platinum CDP ) Get a $200 airline incidental fee credit each calendar year. Enhanced! Get up to $400 in statement credits annually for purchases at Dell ($200 credits twice a year). New! Get $360 indeed credit per year. Get up to $90 each quarter for purchases made at Indeed. New! Get $150 credit annually for an Adobe subscription. New! Get a $120 credit for wireless purchases. Get up to $10 per month on wireless purchases made on your card. Get a $189 CLEAR statement credit per year. Get a $12.95 monthly credit to cover the full cost of a Walmart+ membership. Get a $200 airline incidental fee credit each calendar year. Get a $200 statement credit each calendar year on prepaid Fine Hotels and Resorts and The Hotel Collection bookings, through Amex Travel (bookings with The Hotel Collection requires a minimum two-night stay). Get up to $20 back per month on Digital Entertainment purchases at the following providers: Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, The New York Times, and Wall Street Journal. Enrollment is required. Get $15 in Uber Cash each month plus a bonus of $20 in December. Get a $300 Equinox statement credit per year. Get a $189 CLEAR statement credit per year. Get $50 statement credit for purchases at Saks Fifth Avenue from January through June and a $50 statement credits from July through December. Get a $12.95 monthly credit to cover the full cost of a Walmart+ membership. Get a $200 airline incidental fee credit each calendar year. Get a $200 statement credit each calendar year on prepaid Fine Hotels and Resorts and The Hotel Collection bookings, through Amex Travel (bookings with The Hotel Collection requires a minimum two-night stay). Get up to $20 back per month on Digital Entertainment purchases at the following providers Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times, Wall Street Journal. Enrollment is required. Get $15 in Uber Cash each month plus a bonus of $20 in December. Get a $300 Equinox statement credit per year. Get a $189 CLEAR statement credit per year. Get $50 statement credit for purchases at Saks Fifth Avenue from January through June and a $50 statement credits from July through December. Receive $100 statement credit for Schwab Holdings greater than $250,000, or a $200 statement credit for Schwab Holdings greater than $1,000,000. Get a $12.95 monthly credit to cover the full cost of a Walmart+ membership. Get a $200 airline incidental fee credit each calendar year. Get a $200 statement credit each calendar year on prepaid Fine Hotels and Resorts and The Hotel Collection bookings, through Amex Travel (bookings with The Hotel Collection requires a minimum two-night stay). Get up to $20 back per month on Digital Entertainment purchases at the following providers: Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times, Wall Street Journal. Enrollment is required. Get $15 in Uber Cash each month plus a bonus of $20 in December. Get a $300 Equinox statement credit per year. Get a $189 CLEAR statement credit per year. Get $50 statement credit for purchases at Saks Fifth Avenue from January through June and a $50 statement credits from July through December. Earn 35% of your points back when you book an eligible flight on Amex travel using your membership reward points (up to 1,000,000 points back per calendar year). Points are worth 1.10 cents when deposited into your Charles Schwab brokerage account. Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years. Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years. Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years. Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years. Access to 1,200+ airport lounges, with a complimentary membership to Priority Pass Select: Centurion Lounges AirSpace Lounges Escape Lounges Delta Skyclub lounges (when flying Delta) Select Lufthansa lounges (when flying Lufthansa, Austrian Airlines, or Swiss) Access to 1,200+ airport lounges, with a complimentary membership to Priority Pass Select: Centurion Lounges AirSpace Lounges Escape Lounges Delta Skyclub lounges (when flying Delta) Select Lufthansa lounges (when flying Lufthansa, Austrian Airlines, or Swiss) Access to 1,200+ airport lounges, with a complimentary membership to Priority Pass Select: Centurion Lounges AirSpace Lounges Escape Lounges Delta Skyclub lounges (when flying Delta) Select Lufthansa lounges (when flying Lufthansa, Austrian Airlines, or Swiss) Access to 1,200+ airport lounges, with a complimentary membership to Priority Pass Select: Centurion Lounges AirSpace Lounges Escape Lounges Delta Skyclub lounges (when flying Delta) Select Lufthansa lounges (when flying Lufthansa, Austrian Airlines, or Swiss) Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person per trip, $20,000 per year for non-refundable travel expenses including flight tickets, hotels, and more. Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person per trip, max $20,000 per year for non-refundable travel expenses including flight tickets, hotels, and more. Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person per trip, max $20,000 per year for non-refundable travel expenses including flight tickets, hotels, and more. Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person per trip, max $20,000 per year for non-refundable travel expenses including flight tickets, hotels, and more. Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand). Max $75,000. You can purchase a premium plan from Amex that will offer primary coverage up to 42 days. Max $100,000. Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand). Max $75,000. You can purchase an Amex premium plan that will offer primary coverage up to 42 days. Max $100,000. Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand). Max $75,000. You can purchase a premium plan from Amex that will offer primary coverage up to 42 days. Max $100,000. Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand). Max $75,000. You can purchase an Amex premium plan that will offer primary coverage up to 42 days. Max $100,000. Get covered for lost or damaged luggage up to $2,000 per person for checked baggage and up to $3,000 per person for checked and carry-on baggage combined. Max $10,000 per trip for NY residents. Get covered for lost or damaged luggage up to $2,000 per person for checked baggage and up to $3,000 per person for checked and carry-on baggage combined. Max $10,000 per trip for NY residents. Get covered for lost or damaged luggage up to $2,000 per person for checked baggage and up to $3,000 per person for checked and carry-on baggage combined. Max $10,000 per trip for NY residents. Get covered for lost or damaged luggage up to $2,000 per person for checked baggage and up to $3,000 per person for checked and carry-on baggage combined. Max $10,000 per trip for NY residents. If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Up to 2 claims per year. If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Max 2 claims per year. If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Up to 2 claims per year. If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Max 2 claims per year. Max $300 per claim, max $1,000 per year. Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year. Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year. Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year. Get one additional year to your original manufacturer's warranty time. Max $10,000 per claim, $50,000 per year. Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year. Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year. Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year. Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Platinum Business credit card. Max 2 claims per year. Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Platinum credit card. Max 2 claims per year. Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Amex Platinum Schwab credit card. Max 2 claims per year. Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Platinum credit card. Max 2 claims per year. Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year. Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year. Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year. Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.
– 1.5 points on credit card swipes totaling $5,000 or more and for swipes at US construction material and hardware suppliers, electronic goods retailers, software and cloud system providers, and shipping providers.
– 1 point everywhere else
– 5 points on prepaid hotels booked directly with Amex Travel
– 1 point everywhere else
– 1 point on all purchases
– 5 points on prepaid hotels booked directly with Amex Travel
– 1 point everywhere else
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Any NLL links pulling 150k?