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The Wells Fargo Cash Back College Card is a fairly easy credit card to get approved for if you have a Wells Fargo checking account. It also offers decent rewards, plus, cellphone and auto rental insurances.
- Newcomers welcome even with new credit
- You might need a Wells Fargo bank account in order to get approved for some of their credit cards
- You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months
- Wells Fargo will usually pull your Experian credit report (in some states they pull Experian and Equifax)
- Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
- You can check your application status here or call 1 800 967 9521
- If declined you can call 1 866 412 5956 to have your application reconsidered