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Author - Sam
Updated: September 26, 2024 | Credit Card Review The Wells Fargo Autograph Journey℠ Card is a new low annual-fee travel card card. It offers great rewards on hotels, airlines, and general travel, as well as basic travel benefits. The card also comes along with a $50 statement credit each cardmember year after making your first airline purchase of at least $50.
- Credit: Good credit needed
- Max-cards: You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months
- Credit report: Wells Fargo will usually pull your Experian credit report (in some states they pull Experian and Equifax)
- Combining same-day credit inquiries: Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
- Check application status: You can check your application status here or call 1 800 967 9521
- Reconsideration: If declined you can call 1 866 412 5956 to have your application reconsidered
Quickest way to get my card: Your physical card can be expedited for a $16 fee. Wells Fargo will not offer an instant credit card number for your new card
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $7,500-$16,000
Avg. Credit limit$11,750
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Primary coverage on rentals outside the U.S. (excluding rentals in Israel, Jamaica, the Republic of Ireland, or Northern Ireland), and secondary coverage on rentals within the U.S.. Coverage is for rentals up to 15 days within the U.S. and up to 31 days outside the U.S.. Max $50,000.
Get reimbursed for up to $1,000 per claim (with a $25 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Wells Fargo Autograph Journey card. Max 2 claims per year, max $2,000 per year.
Earn a one-time $50 statement credit each cardmember year after making your first airline purchase of at least $50.
No Foreign Transaction Fees
Get up to $3,000 per trip for lost or damaged luggage while traveling by a common carrier.
Available for all eligible cardholders 24/7.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $1,000,000 in compensation.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $15,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more.
You can transfer your points to any of the following airline programs:
Airline partners:
| Transfer Ratio | |
| Avianca LifeMiles | 1:1 |
| British Airways Executive Club | 1:1 |
| Iberia Plus | 1:1 |
| Aer Lingus AerClub | 1:1 |
| Air France KLM Flying Blue | 1:1 |
| Virgin Atlantic | 1:1 |
| Choice Privileges | 1:2 |
