⚠️ Use credit cards responsibly!

🔥 All-time high! 90,000 points. Grab it 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers

SoFi Unlimited 2% Credit Card

Stay updated on new credit card offers
Not Affiliated card-image

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

There is no welcome offer on this card.

Bonus Value

Approximately $0

Annual Fee

$0

Card Rewards

3% cashback on travel booked through SoFi Travel

2% cashback on all purchases

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: September 19, 2024 | Credit Card Review
Card Overview

I don't see any major value to the card_name except for the fact that it's almost just another 2% cashback credit card. The benefits are mostly the standard Mastercard benefits. One thing unique about the card is that it's the only card earning 2% cashback with no annual fee and also no foreign transaction fees. So this is the perfect card for someone studying aboard and looking for a good 2% cashback - no annual fee card.

Card-Smart Tips & Advice
  • Bank: The Sofi card is issued by The Bancorp Bank
  • Credit bureau: Bancorp Bank will usually pull your Experian credit report

Approval Monitor (submitted by HelpMeBuildCredit users)

67% Approved
756 Avg. Score of those approved
33% Denied
Approved 67% (2)
Denied 33% (1)

Credit limit range $3,500-$10,000

Avg. Credit limit$6,750

Approved 67% (2)
Denied 33% (1)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Card Details And Benefits
Cell Phone Protection

Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your SoFi credit card. Max $1,000 or 2 claims per year.

Foreign Transaction Fee

No foreign transaction fee.

Get Started Card not affiliated
Add to compare

People also viewed:

Ink Business Premier

Citi Double Cash®

Blue Business Cash

Spark Miles Business

Spark Cash Plus

Synchrony Premier

TD Business Solutions

Wells Fargo Active Cash

Divvy Corporate

Santander Cash Back

Home Depot Consumer

Verizon Visa

Cash Visa Signature

Plum Card®

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Receive details of all new credit card offers, right in your inbox.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again