Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
The SkyPass Visa Signature Business card will help you earn points that you can use for Korean Air. The card includes 2 lounge passes, a 5% discount on Korean Air each year, and rewards on gas, EV charging, and more. See details below.
- Credit: Good credit needed
- Step by step guide how on to apply without an LLC or C-Corp
- You need a business bank account: You need to have either good business credit or a U.S. Bank business account in order to get approved for this business card
- Not reported on personal credit reports: US Bank will usually pull your Transunion credit report for business cards
- Credit report: US Bank will usually pull your Experian credit report. They will sometimes pull your Transunion credit report for business cards.
- Freeze IDA/ARS: If you frequently apply for credit cards, first freeze your IDA/ARS bureaus before applying for a US Bank credit card
- Combining same-day credit inquiries: Credit inquiries for same-day applications will usually get combined but not always
- Check application status: You can check your application status by calling 1 800 947 1444
- Reconsideration: If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
Primary coverage for rentals that are damaged, lost, or stolen which are rented for business purposes. Secondary coverage for rentals that are rented for personal purposes. Coverage is for rentals of up to 31 days.
Get your original manufacturer’s warranty time doubled (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.
Get 5% off on Korean Air tickets for you and a companion, each year.
No foreign transaction fee.
Get up to $3,000 per trip for N.Y. residents for lost, stolen, or damaged luggage. Max $2,000 per bag.
Get 2 Korean Air lounge passes each year.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per account.
Get roadside assistance and pay-per-use.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $1,000,000 in compensation.
The points can be used at approximately 1 – 1.5 cents per point to book award flights with one of the following Korean Air airline partners:
- Aeroflot
- Aerolíneas Argentinas
- Aeromexico
- Air Europa
- Air France
- Alitalia
- China Airlines
- China Eastern Airlines
- CSA Czech Airlines
- Garuda Indonesia
- Kenya Airways
- KLM
- MEA
- Saudia Airlines
- TAROM Romanian Air Transport
- Vietnam Airlines
- Xiamen Air
You can book award flights using your SkyPass miles with Korean Air airline and its partners here.