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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn a $30 statement credit when making Sam's Club purchases of $30 or more within the first 30 days.

Bonus Value

Approximately $30

Annual Fee

$0

Card Rewards

5% cashback on gas on the first $6,000, then 1%

3% cashback on dining

1% cashback on all Sam’s Club and other purchases

Plus members earn up to 5% cashback. 3% on Sam’s Club purchases, plus 2% on eligible in club purchases

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: December 19, 2023 | Credit Card Review
Card Overview

The Sam's Club Mastercard will help you earn rewards on purchases you make at Sam's Club, and on gas and dining. Use this card as your Sam's Club membership card.

Card-Smart Tips & Advice
  • You must be a Sams Club member: You need to be a Sams club member to get this card
  • Credit bureau: Synchrony Bank usually pulls your Transunion credit report
  • Check application status: There is, unfortunately, no way to check your application status
  • Reconsideration: If declined your application cannot be reconsidered

Approval Monitor (submitted by HelpMeBuildCredit users)

100% Approved
650 Avg. Score of those approved
0% Denied
Approved 100% (2)
Denied 0% (0)

Credit limit range $1,000-$6,000

Avg. Credit limit$3,500

Approved 100% (2)
Denied 0% (0)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Card Details And Benefits
Get Started Card not affiliated
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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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