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🔥 Wow! Earn 125,000 points! Details

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All information about The One Key™ Card has been collected independently by HelpMeBuildCredit. The One Key™ Card is no longer available through CardRatings. Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn $400 in OneKeyCash™ after spending $1,000 within the first 3 months. Expires 04/01/25.

Bonus Value

Approximately $400

Annual Fee

$0

Card Rewards

3% in OneKeyCash on Expedia, Hotels.com, and Vrbo

3% in OneKeyCash at gas stations, grocery stores, restaurants and food delivery

1.5% in OneKeyCash on other purchases

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All information about The One Key™ Card has been collected independently by HelpMeBuildCredit. The One Key™ Card is no longer available through CardRatings. Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Avatar photo Author - Sam
Card Overview

With the One Key™ Card you can earn rewards on Expedia and other Expedia brands. You will enjoy travel benefits such as travel accident insurance, trip cancellation insurance, auto rental insurance, and more.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Max-cards: You might not qualify for a 2nd Wells Fargo credit card if you have opened a Wells Fargo card in the last 6 months
  • Credit report: Wells Fargo will usually pull your Experian credit report (in some states they pull Experian and Equifax)
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for same-day applications will be combined, but some data points suggest that credit inquiries for same-day applications will not be combined
  • Check application status: You can check your application status  here  or call 1 800 967 9521
  • Reconsideration: If declined you can call 1 866 412 5956 to have your application reconsidered
  • Quickest way to get my card: Your physical card can be expedited for a $16 fee. Wells Fargo will not offer an instant credit card number for your new card

Card Details And Benefits
Auto CDW Insurance

Worldwide primary coverage on rentals (for N.Y. residents, insurance is secondary). Coverage is for rentals up to 31 days (excluding rentals in Israel, Jamaica, the Republic of Ireland, or Northern Ireland). Max $50,000.

Cell Phone Protection

Get reimbursed for up to $1,000 per claim (with a $25 deductible) if your cell phone gets lost, breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your One Key+ Card. Max 2 claims per year.

Foreign Transaction Fee

No Foreign Transaction Fee

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $1,000,000 in compensation.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $5,000 per person per trip, and $20,000 per 12 month period per account for non-refundable travel expenses including flight tickets, hotels, and more.

Upgraded Statuses

Automatically upgraded to Silver Tier.

Get upgraded to Gold when you spend $15,000 per calendar year.

Card not affiliated Add to compare

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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